Posts

• Our 1,000th review — Yippee! (January 20, 2026)
• Arrears Fall Further as 2025 Closes Out (January 12, 2026)
• Two Small Requests, Two Big Wins (December 23, 2025)
• Kelly’s Fresh Start After Multiple Declines (November 27, 2025)
• Arrears Easing: 468,000 Kiwis Behind on Payments (November 13, 2025)
• Two Big Wins — When Smart Lending Opens New Doors (October 24, 2025)
• Loans for Not So Good Credit (October 24, 2025)
• Hidden Money Drains: 6 Subscriptions You Probably Forgot You’re Paying For (October 20, 2025)
• The Real Cost of Being Late: How Small Fees Add Up to Big Losses (October 16, 2025)
• This One Move Could Unlock Thousands by December (October 10, 2025)
• On the Road to 1,000 Reviews: 17 Years of Loansmart, Told by Our Customers (October 9, 2025)
• Arrears Still Rising: 480,000 Kiwis Behind on Payments (October 6, 2025)
• How Loansmart Helps Kiwis Reduce Repayments & Gain Freedom (October 3, 2025)
• The Pros and Cons of Secured vs Unsecured Loans (October 1, 2025)
• Smart Ways to Budget for Big Life Events: Weddings, Babies, and First Homes (September 25, 2025)
• How To Increase Credit Score in 6 Months (September 12, 2025)
• Car Loans NZ: Why a Car Loan Might Be Smarter Than Paying Cash (September 10, 2025)
• 7 Ways to Use a Personal Loan For Home Improvement (August 15, 2025)
• Two Clients, Two Big Wins – And It All Started With Small Loan Requests (August 14, 2025)
• How to Stay on Top of Your Finances During a Cost-of-Living Crunch (August 12, 2025)
• 478,000 Kiwis Behind On Repayments; High Financial Hardship Cases Persist (August 9, 2025)
• How Loansmart Makes Getting a Loan in NZ Easier (August 7, 2025)
• Signs It’s Time to Consolidate Your Debts (August 5, 2025)
• Should You Use a Loan for a Holiday? Pros and Cons (July 28, 2025)
• Is It Better to Save or Pay Off Debt First? (July 24, 2025)
• How a Small Business Financing Loan Can Help You Scale Faster (July 22, 2025)
• Financial Hardship Grows as Arrears Hold Steady (July 18, 2025)
• Smarter Wedding Finance: How to Fund Your Big Day Without the Stress (July 18, 2025)
• 5 Common Money Mistakes and How to Avoid Them (July 16, 2025)
• The Hidden Benefits of Quick Cash Loans in Tough Situations (June 30, 2025)
• Olivia’s Travel + Debt Consolidation Win (June 27, 2025)
• Loan Arrears Still a Big Concern for Kiwi Households (June 26, 2025)
• Pay Off Debt Faster Without Sacrificing Your Lifestyle - A Checklist (June 25, 2025)
• How To Choose A Loan Provider (June 24, 2025)
• How a Debt Consolidation Loan Can Simplify Your Life (June 17, 2025)
• Emergency Fund 101: How Much Should You Really Have? (June 13, 2025)
• Spot & Stop “Vampire Appliances” to Shrink Your Winter Bills (June 6, 2025)
• Credit Cards vs Personal Loans: What's Cheaper in the Long Run? (June 4, 2025)
• Renovating on a Budget: How a Home Improvement Loan Can Help (May 31, 2025)
• How to Improve Credit Score in New Zealand — Fast (May 29, 2025)
• Simple Budgeting Tricks Kiwis Swear By (May 20, 2025)
• How to Choose the Right Lender - A Borrower's Checklist (May 20, 2025)
• Winter Loans (May 13, 2025)
• Mortgage Arrears Hit 8-Year High as Kiwis Seek Faster, Smarter Financial Solutions (May 8, 2025)
• OCR Drops Not Enough To Give Borrowers Relief - Arrears On The Rise (May 8, 2025)
• Saving Emma’s Home with Smart Lending (May 8, 2025)
• What Loan Terms Really Cost You: Interest vs Total Repayment Explained (May 6, 2025)
• Empowering Kiwis: How Loansmart Helps Everyday New Zealanders Achieve Financial Freedom​ (May 6, 2025)
• Loan Boost = Dream Wedding Secured (April 11, 2025)
• Financial Hardship Cases Remain High (April 9, 2025)
• Fix Now, Pay Later – Jeremy’s Win (March 17, 2025)
• Looking for the Cheapest Quick Loans? (March 13, 2025)
• 491,000 Kiwis Behind on Credit Repayments – What This Means for You  (March 13, 2025)
• Low Interest Unsecured Loans (March 13, 2025)
• Debt Consolidation Done the Smart Way (February 25, 2025)
• Fast Loans Made Easy with Loansmart (February 18, 2025)
• More Kiwis facing financial hardship as loan arrears increase (February 18, 2025)
• Helping Gabriel Bring His Family Home (December 12, 2024)
• Get a 20k loan with payments starting at just $111 per week! (November 26, 2024)
• Borrow $10k - get a $10k loan from just $68 per week! (November 26, 2024)
• $5K Fast: Jayda’s Story (November 20, 2024)
• Get Your Finances Sorted For The Festive Season (November 7, 2024)
• Loan of the month - September 2024 (October 18, 2024)
• Best Car Loans (September 17, 2024)
• Loan of the Month - August 2024 (September 10, 2024)
• Loan of the month - July 2024 (August 19, 2024)
• Unsecured Personal Loans NZ (August 1, 2024)
• Urgent Loans for Bad Credit NZ (August 1, 2024)
• Dealing with mortgage arrears: How to gain control of your debt (July 23, 2024)
• Loan of the month - June 2024 (July 23, 2024)
• Ute Finance (July 1, 2024)
• Loan of the month - May 2024 (June 18, 2024)
• Best Personal Loan Lenders (June 10, 2024)
• Online Loans Instant Approval (June 10, 2024)
• Loan of the month - April 2024 (May 27, 2024)
• More kiwis falling behind on car loan repayments (May 17, 2024)
• It’s About To Get Easier To Borrow Money  (May 17, 2024)
• Loans No Credit Score (May 16, 2024)
• Loan of the month - March 2024 (April 24, 2024)
• Increased unsecured loan limit great news for borrowers (April 12, 2024)
• Loan of the month - February 2024 (March 20, 2024)
• 480,000 Kiwis fall behind on credit payments (March 12, 2024)
• Cost of Living Loans: Borrowing To Cover Living Expenses (February 1, 2024)
• Low Interest Personal Loans (January 24, 2024)
• How To Manage Back to School Expenses (January 22, 2024)
• Loan of The Month - December 2023 (January 22, 2024)
• The Ultimate Guide To Short Term Loans (December 7, 2023)
• Holiday, Christmas and Travel Loans (November 30, 2023)
• How Much Money Do You Actually Have to Spend? A Guide to Disposable Income (November 21, 2023)
• Loan of The Month - October 2023 (November 2, 2023)
• Loan of The Month - September 2023 (November 2, 2023)
• 6 ways to make your money go further (September 4, 2023)
• Loans of the month - August 2023 (September 1, 2023)
• Lending Arrears Overview - July (August 29, 2023)
• Loansmart Launches Guides To Making Smarter Financial Decisions (August 21, 2023)
• Loans Of The Month - July (August 16, 2023)
• What to do when looking for an instant loan (July 26, 2023)
• Car Repair Loans (July 26, 2023)
• Are you searching for no credit check loans? (July 21, 2023)
• Emergency Vet Loans & Finance (July 17, 2023)
• How to start an emergency fund (July 6, 2023)
• Loan Of The Month - June (July 1, 2023)
• What does a loan broker do? (July 1, 2023)
• Spotlight on Debt Consolidation: The Williams Family (May 31, 2023)
• Loansmart Becomes First Loan Broker to Join Financial Services Federation (April 6, 2023)
• 3 Smart Reasons to Choose Loansmart (April 5, 2023)
• Spotlight on Debt Consolidation: The King Family (April 4, 2023)
• Choosing a lender: One thing you may not know (March 27, 2023)
• How much time do you spend thinking about money at work? (March 16, 2023)
• 430,000 Kiwi’s Are Behind On Credit Repayments (March 15, 2023)
• 11.9% of New Zealanders are reported to be behind on credit repayments (March 13, 2023)
• Spotlight on Consolidate Loans and Credit Cards: The Smith Family (March 10, 2023)
• How A Debt Consolidation Loan Helped These Four Borrowers Take Charge Of Their Finances (March 6, 2023)
• In New Zealand, personal loans are in high demand (January 31, 2023)
• The Numbers Behind Debt Consolidation 2023 (January 27, 2023)
• How To Choose The Best Debt Consolidation Loan (July 12, 2022)
• The Pros and Cons of Debt Consolidation (July 12, 2022)
• Getting a loan online vs. going to the bank: Which is the best option when applying for a Personal Loan? (May 3, 2022)
• How can I get a personal loan with bad credit? (March 7, 2022)
• Could A Debt Consolidation Loan Help You? (March 4, 2022)
• Is it harder to get a Fast Cash Loan these days? (March 3, 2022)
• NZ loans are becoming harder to obtain these days (January 18, 2022)
• New Advertising Requirements Shake Up NZ's Loan Market (October 15, 2021)
• How To Improve Your Financial Position During Lockdown (September 15, 2021)
• The Ultimate Guide to Debt Consolidation (August 26, 2021)
• The Numbers Behind Debt Consolidation (August 26, 2021)
• Short Term Loans & Finance (August 7, 2021)
• Emergency Loans (August 6, 2021)
• 7 Things You Must Know To Improve Your Credit Score (July 28, 2021)
• Ultimate Guide to Improving Your Credit Score (July 23, 2021)
• Why You Should be Checking Your Credit Report (June 14, 2021)
• Get $5,000 for around $55 per week! (June 14, 2021)
• Weekend Loans (May 5, 2021)
• Bond Loans (May 4, 2021)
• 24/7 Loans (April 29, 2021)
• Tiny Home Loans (April 8, 2021)
• Dental Loans & Finance (April 1, 2021)
• Got $50 a Week? Get a $5000 Loan Now!* (April 1, 2021)
• Funeral Loans NZ (March 31, 2021)