8:00AM to 5:30PM Weekdays
Amazing, very quick professional Corene Bate definitely made it easy for me and my family couldn't thank you enough.”

- Jayani Williams
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Loans Hamilton

  • 400+ 5-star reviews
  • Quick and easy to apply
  • Fast approval and payout
  • Up to $75,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)
  • Helpful, professional team

Loansmart is an NZ Personal Loan Broker that’s loved, trusted and preferred. Consistently rated 5/5 on Google My Business, we go out of our way to provide 5-star service to each and every one of our customers. 

If you’re looking for a Hamilton Loan that’s processed fast and offers lower interest rates, we’re the financial service provider for you! Fast, same-day loans are our specialty.

*Subject to responsible lending checks and lending criteria.


Outstanding Customer Service

More Options For More Chances Of Success

We provide Hamilton Loans to all types of borrowers. There isn’t a lending situation we haven’t encountered before and can provide solutions to most.

We work with many lenders around New Zealand so we are able to provide our customers with more options. Our friendly loan consultants take the time to get to know you, and tailor solutions to meet your goals.

Better still, we move fast; hence our tagline – Smarter Loans >>> Faster.

Types of Hamilton loans include



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Cash Loans

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Home Improvement

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Debt Consolidation Loans

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Fast, Same Day
Cash Loans

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In some cases the interest rates are lower than a bank, starting at just 9.95%.

Loansmart is a trusted bank alternative that makes it easy to get a fast low-cost loan. It only takes a couple of minutes to apply and you should have an answer within a couple of hours.



As long as you have regular income paid into your bank account and have the ability to meet your loan repayments, you should be able to help you get a loan easily. We take the hassle out of applying for affordable loans with great customer service and:

  • No face-to-face meetings
  • No forms to sign, scan and upload
  • No bank statements to print out, scan and email

Our application form takes just a couple of minutes and the entire process is handled online and/or over the phone.

Our Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.

3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. 1-2 hours later* we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to be signed online.

7. Funds can be deposited into your account on the same day.

*Subject to responsible lending checks & lending criteria

Smarter Loans >>> Faster

You don’t even need a perfect credit score!

Even if you have a bad credit score, we may still be able to help you; although in some situations you may be required to provide security. The lending criteria of the NZ lenders we use isn’t as stringent as traditional banks, and so many people who have had lending declined through a bank are able to access bad credit loans through us. 

Of course this depends on your personal circumstances. Your Personal Loan Consultant will discuss options with you, so you know what to expect.

*Subject to responsible lending checks & lending criteria

Take control of your borrowing

Take control of your borrowing and get a better lending experience too.

At Loansmart we focus on meeting your needs, without making you jump through hoops! If you’re looking for a Hamilton loan, you’ve come to the right place.

We do not provide payday loans, instead, we provide affordable loans even to people with bad credit*.

Tens of thousands of people choose us as their lending partner. Many of our customers come back to us when there is a future need. This is because they love what we do and our staff love helping them too.

Our rates start at just 9.95%*, our loan process is simple and you could have a decision in just 1 – 2 hours*.

*Subject to responsible lending checks and lending criteria.


Try Our Loan Calculators

Find out:

For a VIP lending experience, apply online or give us a call!

Get A Free Loan Assessment

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.