Loansmart goes above and beyond for each customer. Their staff are so friendly, full of advice, patient, efficient, reliable but most of all very helpful.”

- Chrissy
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Wedding Loans

At Loansmart we focus on meeting your needs, so you can plan your special day with confidence. Thousands of happy couples choose Loansmart for their wedding finance packages, and here’s why:

  • Loan Interest Rates from 9.95%*
  • Approval in 1 – 2 hours and same-day payout*
  • Easy, 100% online or phone process
  • 3-minute online application form
  • Friendly, experienced team
  • Less stringent lending criteria

Planning for a wedding is a mammoth task, and costs can be overwhelming. A wedding loan arranged by Loansmart can make it a little easier.

We understand the extra touches that are needed for your big day – the perfect menu, a stunning wedding dress, charming gifts for guests, flowers, decor, table arrangements and more. Should you have a fancy venue in mind, we can fund that too!

*Subject to responsible lending checks and lending criteria.


Wedding Finance - We make it easy

What’s your dream wedding day? Is your Pinterest board filled with lavish weddings featuring huge wedding cakes and an extravagant ceremony? Or perhaps a casual wedding with a laid-back celebration is more your style? No matter what your dream wedding plans look like – we can help you fund it.

A competitive wedding loan can help you tick off your wish-list, so you can host a memorable wedding – one that you, your partner and your family can cherish forever. Better still we make the application process fast, easy and enjoyable.

Our team can help you access funds in a hassle-free way. Weddings are exciting, and we love helping our clients. We don’t want you to overlook any aspect that could make your wedding unforgettable, so we work hard to get your loan approved.

Fairer terms with more options tailored to you

Our clients love what we do, and we love helping them. Talk to a team that cares and works hard to get your loan approved faster, and provide you with more options too.

Hassle-free Wedding Loans

Our quick and easy application process allows you to choose a repayment plan that suits you. Our loan providers offer lower interest rates a low establishment fee and fast, friendly service. 

Apply for a loan online for wedding finance or use our personal loan calculator to see what your repayments might be. Or, reach out to one of our helpful Personal Loan Consultants.

Wedding Loan FAQs

The average wedding can cost upwards of $35,000 and depending on your financial circumstances this may not be possible.

Typical wedding costs to consider include: catering, event hire, decor, bride & bridesmaid dresses, suit hire and more. These things add up and can put you well-over budget with many couples making the decision to go without. Additional money from a wedding loan ensures you don’t miss out on anything.

Wedding loans are personal loans that can be used towards any wedding expenses. Planning your dream wedding is a mammoth task, and costs can be overwhelming. A personal wedding loan arranged by Loansmart can help make it a little easier. A loan can cover your entire wedding or serve as extra money towards unexpected costs if needed.

Any type of wedding related cost! We understand the extra touches that are needed for your big day – the perfect menu, a stunning wedding dress, charming gifts for guests, flowers, decor, table arrangements, a wedding planner and more.

Should you have a fancy venue in mind, we can fund that too! Loansmart can arrange funds for holidays too for a perfect honeymoon. So when working out your wedding budget, be sure to factor in the cost of a holiday so your dream day can turn into a dream week or two!

Borrow up to $50,000 for unsecured loans and more with a secured loans. We can arrange hassle-free wedding loans start from 9.95%* and repayments can be spread over 6 months to 7 years.


We can provide wedding loans to people in employment, who have regular income paid into their bank account and pass a credit check; it’s really that simple!

Do you have a bad credit score or outstanding debts? Learn more about our low cost bad credit loans and debt consolidation loans to make loan repayment easier.

It’s easy! Apply for a Personal Loan by 1pm and if approved the money will clear that evening or the following morning*. You can apply for a wedding loan on any device through our online loan application form – it only takes three minutes!

*Subject to responsible lending checks and lending criteria.

If you have a stable income, and can afford to meet your loan repayments, there’s every chance your loan will be approved.

Even if you have a poor credit history, you may still be able to get a quick wedding loan. We look at your personal circumstances, and seek to understand what led to you defaulting on payments.

If you can provide a reasonable explanation, and you’re in a better position to meet your monthly payments, then why shouldn’t you get a second chance! In some circumstances, if you don’t quite meet our normal lending criteria, we may offer you a secured wedding loan. This is where we require some form of security against your borrowing. But most of the time we approve unsecured wedding loans.

Absolutely. You can even apply for a joint debt consolidation loan. Coming into a marriage, most people have their own debts: credit cards, car loans and personal loans. To ensure that monthly expenses are affordable for you both, you can request a Loan Assessment. This is where one of our lending experts looks at your combined loan amounts and costs, including your monthly repayments.

They then look at different options to help save you money. By combining many small, short term loans over a longer repayment period, and with a lower interest rate, you can save on loan costs and make it easier to meet your month to month expenses. Try out Debt Consolidation Loan Calculator for an indication of what you could save in fees and interest.

Smarter Loans >>> Faster


Wedding planning can be a stressful time. So it’s important to choose a company with exceptional customer service. We’ve been in business for over 10 years and helped tens of thousands of Kiwi’s to date with Personal Loans – you could say we’re experts in arranging personal lending. Better still, our loan providers are low-cost lenders offering competitive interest rates starting at just 9.95%*.

The majority of our customers actually come back for another loan when they need another round of financing like upgrading a car, doing a house extension, planning a holiday and more. Our customers love what we do, and we love helping them.

Read our 100+ 5-star reviews!


To provide you with the best lending experience we


Move fast

Most loans can be approved and paid the same day*, so long as we have everything we need from you before 3pm.
*Subject to responsible lending checks and lending criteria.

Make it easy

No need to scan and sign, fill in and upload lengthy documents. All we need is Photo ID and recent bank statements (we make that super easy and secure too!).

Make it enjoyable

We keep you updated every step of the way, so you always know where you’re at with your application.

Make it affordable

We work hard to find you the best deal we can. After all, we know what a difference those extra savings can mean.

Get a fairer deal, faster from a professional team that cares

Don't Pay More Than You Need

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart


We Say Yes More Often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your personal loan approved.

More Options Tailored For You

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest Rates From 9.95%*

Our competitive personal loan rates range from 9.95% - 35.50%.
*Subject to credit criteria and the credit profile of the applicant.

Longer Repayment Options

With loan terms from 6 months to 84 months, tailored to your needs.

Faster Approval Process

By providing us with your photo ID and recent bank statements online, your personal loan application could be approved in just 1 - 2 hours.
*Subject to responsible lending checks and lending criteria.

Same Day Payment*

*If you complete the online contract and any additional steps before the end of the day, then funds can be paid to your account. Depending on your bank, you may receive the funds that day or the next morning.

100% Easy, Online Process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow up to $75,000 Unsecured or more with a Secured Loan

The amount you can borrow and whether or not security is required is subject to standard lending criteria. We can use property (Caveat) or motor vehicles as security on a loan to increase the loan size, rates and terms.
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!

*Subject to responsible lending checks.