Wedding Loans

The average wedding can cost upwards of $35,000 and depending on your financial circumstances this may not be possible.

Typical wedding costs to consider include: catering, event hire, decor, bride & bridesmaid dresses, suit hire and more. These things add up and can put you well-over budget with many couples making the decision to go without. Additional money from a wedding loan ensures you don’t miss out on anything.

Any type of wedding related cost! We understand the extra touches that are needed for your big day – the perfect menu, a stunning wedding dress, charming gifts for guests, flowers, decor, table arrangements, a wedding planner and more.

Should you have a fancy venue in mind, we can fund that too! Loansmart provides holiday loans too for a perfect honeymoon. So when working out your wedding budget, be sure to factor in the cost of a holiday so your dream day can turn into a dream week or two!

We can provide wedding loans to people in employment, who have regular income paid into their bank account and pass a credit check; it’s really that simple!

Got bad credit or already have outstanding debts? We may still have options for you, for more details find out about our Bad Credit Loans and Debt Consolidation Loans.

Loansmart’s eligibility criteria isn’t as stringent as banks or other lenders. If you have a stable income, and can afford to meet your loan repayments, there’s every chance your loan will be approved.

Even if you have a poor credit history, you may still be able to get a quick wedding loan. We look at your personal circumstances, and seek to understand what led to you defaulting on payments.

If you can provide a reasonable explanation, and you’re in a better position to meet your monthly payments, then why shouldn’t you get a second chance! In some circumstances, if you don’t quite meet our normal lending criteria, we may offer you a secured wedding loan. This is where we require some form of security against your borrowing. But most of the time we approve unsecured wedding loans.

Absolutely. You can even apply for a joint Debt Consolidation Loan. Coming into a marriage, most people have their own debts: credit cards, Car Loans and Personal Loans. To ensure that monthly expenses are affordable for you both, you can request a Loan Assessment. This is where one of our lending experts looks at your combined loan amounts and costs, including your monthly repayments.

They then look at different options to help save you money. By combining many small, short term loans over a longer repayment period, and with a lower interest rate, you can save on loan costs and make it easier to meet your month to month expenses. Try out Debt Consolidation Loan Calculator for an indication of what you could save in fees and interest.