I had an awesome experience with Loansmart! Applied and was accepted the same day, absolutely hassle free.”

- Rochelle
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We Make It Easy
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Rates From 8.95%*
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We Say Yes More Often

Smarter Loans >>> Faster

100+ 5 star Reviews

Our clients love what we do, and we love helping them.

Taking out a loan is a big step. Our team genuinely cares and takes the time to find better options for you. Providing smarter loan solutions is what we do best. Read our reviews to learn about the extra effort we put in for each and every one of our clients. Then give us a call to discuss how we can help you!

Outstanding Customer Service

Get A Free Loan Assessment

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart

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We Say Yes More Often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your loan approved.
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More Options Tailored For You

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.
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Interest Rates From 8.95%*

Our competitive rates range from 8.95% - 29.95%. *Subject to credit criteria and the credit profile of the applicant.
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Longer Repayment Options

From 6 months to 10 years; up to 5 years for unsecured loans and 10 years for secured loans.
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Faster Approval Process

Provide us with photo ID and access to your bank statements online, and your loan application could be approved in just 1 - 2 hours*
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Same Day Payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.
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100% Easy, Online Process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.
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Borrow Up To $30,000 Unsecured & Up To $100,000 Secured

Borrow between $1,500 to $30,000 without having to provide security. Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better options for you. Get Loansmart!