- RP



Smarter Loans >>> Faster
Personal Loans
At Loansmart we focus on meeting your needs, without making you jump through hoops!
- Rates from 8.95%* – 29.95%
- Same day approval and payout*
- Repayment options of 6 months – 10 years
- Borrow up to $30,000 unsecured
- Borrow up to $100,000 secured
Loansmart has been helping New Zealanders with their borrowing needs since 2008. Over 25% of our lending is to existing clients. This is because our clients love what we do. Taking out a personal loan is a big step. Talk to a team that cares and works hard to find you a great deal.

Get a fast Personal loan that’s fairer too
- Choose a repayment plan that works for you
- Benefit from lower interest rates and fees
- Pay debt down faster and save on loan costs
- Set yourself up for success
Don’t pay more than you need to and get more options up front. Apply for a loan online or call for a free 10-minute consultation.
In just one call we can handle mostly everything for you. We answer our phones right away, so you won’t be put on hold.
We want to help you
Our team genuinely cares and moves fast to find better options for you. Providing smarter loan solutions is what we do best. Pay down debt faster and affordably with lower fees and interest rates. Get more options from a team that cares. Locking you into a cycle of high interest, fees and debt is not what we’re about. We want to help you get into a better financial position, with money to make life more comfortable.
Smarter Personal Loans
Looking for a better loan solution? It’s quick and easy to apply. You can apply online or over the phone. We take care of everything for you, including sourcing your bank statements.
Loansmart offers a fast, professional lending experience. We’re renowned for providing smarter solutions, to help you save on costs.
So if you’re in need of a quick cash loan, car, home improvement or debt consolidation loan, talk to a team that moves fast to find the best options for you.
Smarter Loans >>> Faster
We can help you with

Car
Loans

Same Day
Loans

Debt Consolidation Loans

Home Improvement Loans

Business
Loans

Wedding
Loans

Bad Credit
Loans

Small Cash
Loans

In a hurry? Need cash now?
- We move fast to get your loan approved
- We have a wider range of rate options than other lenders, starting at just 8.95%*
- We take care of everything for you, including sourcing your bank statements so you don’t have to.
Prefer to apply over the phone?
We’re free to take your call now. Within 10 minutes you’ll have a good idea of what your options are, and we take care of mostly everything in one phone call.
Why Loansmart

We say yes more often

More options tailored for you

Interest rates from 8.95%*

Longer repayment options

Faster approval process

Same day payment*

100% easy, online process
