- Malaeola
Smarter Loans >>> Faster
Home Renovation Loans
Loansmart provides professional lending without the hassle of a drawn-out process.
- No quotes or valuations required (99% of the time)
- Fast decisions (over 90% funded within 24 hours)
- Borrow up to $30,000 unsecured
- Borrow up to $100,000 secured
- 100% easy, online process (no tiresome paperwork)
Planning home renovations is exciting. They let you create the dream home you first envisaged. Having your home renovation loan approved ahead of time ensures you know what funds you have to work with, so you can budget accordingly.
Quick, easy, hassle free loans
- We won’t make you jump through hoops
- We work hard to find you a great deal
- We move fast so you get your funds sooner
With property finance, it pays to look at the big picture and consider all your options. If refinancing your mortgage is the best option for you, we can help with this also.
No hoop jumping required!
At Loansmart we focus on meeting your needs, without making you jump through hoops! Make sure you get the best options for you. Fill in our 3-minute application form, or call one of our experienced loan consultants on 0800 255 155.
Unsecured Home Renovation Loans
This option does not require you to refinance or break your mortgage and is a totally separate loan from your first mortgage.
You don’t need to provide us with details of your renovation, have pre or post valuations, or obtain code of compliance for us to release funds. We provide what you need in one lump sum at the start.
Our team prides itself on finding the right solution for each individual situation.
Smarter Loans >>> Faster
Getting started
The first step is getting your finance in place. Enter the amount you need for your project into our loan calculator. This will give you an estimate of what your monthly repayments and interest rates could be. Your actual interest rate will depend on your financial situation, how much you want to borrow, and the term of your loan. Our team prides itself on finding the right solutions for each client. Make sure you get the best options for you. Fill in our 3-minute application form, or call one of our experienced loan consultants on 0800 255 155.
To provide you with the best lending experience we
Move fast
Make it easy
Make it enjoyable
Make it affordable
Worried about your finances? We can help
Bank said no?
We may be able to help. Typically banks require a loan-to-value ratio (LVR) of 80%, but we can work with less than that.
Make your home more enjoyable and create a beautiful, comfortable environment with a home renovation loan from Loansmart.
Get A Free Loan Assessment
Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.
Why Loansmart
We say yes more often
More options tailored for you
Interest rates from 8.95%*
Longer repayment options
Faster approval process
Same day payment*
100% easy, online process
