"Absolutely brilliant - I got knocked back by the bank and my girlfriend said to use her loan company, Loansmart. I did that and was all sorted the same day."

- Vivien
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Contact Us

Loansmart is 100% New Zealand owned and operated. We’ve helped thousands of Kiwis for over 15 years. No matter where you are in the country we can assist you to get back on track, get ahead and get sorted. Our customers love us, because we go out of our way to find them a smarter loan – faster. We’d love to help you too!

33 Broadway 
Auckland 1023

How would you like to connect with us?

Are you concerned about your financial situation?

It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options and what we can achieve for you. Loansmart has been helping New Zealanders with their borrowing needs since 2008.

Talk to a team that cares and works hard to get your loan approved, and provide you with more options too.

What’s it like to talk to us?

New loan or existing loan enquiry – we treat each with the same importance. When you call Loansmart you can expect your call to be answered straight away. What’s more, you’re assigned a Personal Loan Consultant for the duration of your application.

If you have any questions, or your circumstances change, just give them a call.

Why Loansmart


We Say Yes More Often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your personal loan approved.

More Options Tailored For You

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest Rates From 9.95%*

Our competitive personal loan rates range from 9.95% - 35.50%.
*Subject to credit criteria and the credit profile of the applicant.

Longer Repayment Options

With loan terms from 6 months to 84 months, tailored to your needs.

Faster Approval Process

By providing us with your photo ID and recent bank statements online, your personal loan application could be approved in just 1 - 2 hours.
*Subject to responsible lending checks and lending criteria.

Same Day Payment*

*If you complete the online contract and any additional steps before the end of the day, then funds can be paid to your account. Depending on your bank, you may receive the funds that day or the next morning.

100% Easy, Online Process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow up to $75,000 Unsecured or more with a Secured Loan

The amount you can borrow and whether or not security is required is subject to standard lending criteria. We can use property (Caveat) or motor vehicles as security on a loan to increase the loan size, rates and terms.
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!

*Subject to responsible lending checks.