“

Absolutely brilliant - I got knocked back by the bank and my girlfriend said use her loan company, Loansmart. Did that and all gravy.”

- Vivien

We Make It Easy

Rates From 8.95%*

We Say Yes More Often

Smarter Loans >>> Faster

Contact Us

Loansmart is 100% New Zealand owned and operated. We’ve helped thousands of Kiwis for over 10 years. No matter where you are in the country we can assist you to get back on track, get ahead and get sorted. Our customers love us, because we go out of our way to find them a smarter loan – faster. We’d love to help you too!

33 Broadway,
Newmarket,
Auckland 1023

0800 255 155

enquiries@loansmart.co.nz

How would you like to connect with us?

Apply online

Provide us with a few details and one of our consultants will be in touch to discuss your options.

Apply Online

Prefer to chat? Give us a call

Not everyone likes to apply online. So we always ensure we have enough Loan Consultants available to take your call. That way you don’t have to wait on hold.

Give us a call

Are you concerned about your financial situation?

It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options and what we can achieve for you. Loansmart has been helping New Zealanders with their borrowing needs since 2008.

Talk to a team that cares and works hard to get your loan approved, and provide you with more options too.

What’s it like to talk to us?

New loan or existing loan enquiry – we treat each with the same importance. When you call Loansmart you can expect your call to be answered straight away. What’s more, you’re assigned a Personal Loan Consultant for the duration of your loan.

If you have any questions, or your circumstances change, just give them a call.

Why Loansmart

We say yes more often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your loan approved.

More options tailored for you

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest rates from 8.95%*

*Subject to credit criteria and the credit profile of the applicant. Rates range from 8.95% - 29.95%.

Longer repayment options

From 6 months to 10 years; up to 5 years for unsecured loans and 10 years for secured loans.

Faster approval process

Provide us with photo ID and access to your bank statements online, and your loan can be approved in just 1 - 2 hours*

Same day payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.

100% easy, online process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow up to $30,000 unsecured and up to $100,000 secured

Borrow between $1,500 to $30,000 without having to provide security. Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.