- Joseph



In a hurry? Need cash now?
Small Cash Loans
Give us a call. We move fast to get your loan approved sooner.
- Fairer fees, lower interest rates
- Rates from 8.95%*
- Approval in 1 – 2 hours*
- Same day payout*
- Easy, 100% online or phone process
- Friendly, experienced team
- More options tailored to you
Loansmart provides smarter lending solutions. So if you’re in need of a quick cash loan, get the complete package from a team that genuinely cares.

How much cash do you need?
Many people apply for a small cash loan of around $500 – $1000, thinking that’s all they’ll be able to get. Yet we’ve found that a lot of our clients can borrow more and consolidate other higher interest debts therefore reducing overall payments and saving money.
By borrowing a higher amount they may be able to:
- Pay a lower interest rate
- Pay off other high interest bills
- Save on monthly fees
- Lower their total repayments
- Give themselves a bit of breathing room
Don’t pay more than you need to
If you have more than $1500 in loans or credit card debt, get in touch with us for a Loan Assessment. Don’t pay more than you need to. Make sure you’re getting a fairer deal from a low cost lender that cares.
Do you already have a small loan? What about a credit card?
If you have more than one loan, it’s likely you’re paying more than you need to in costs. Small loans over shorter periods typically attract higher interest rates and fees, so they can be more expensive.
If you’re continually having to top up your small loan or apply for new ones, a larger loan spread over a longer period may be better for you.
With Loansmart we look at your entire lending situation, to try and find a better solution for you.
Smarter Loans >>> Faster
We don’t just provide loans,
but smarter lending solutions

Move fast

Make it easy

Make it enjoyable

Make it affordable
Get a fairer deal, faster from a professional team that cares
Applied elsewhere but been declined?
We may be able to help. There isn’t a lending situation we haven’t encountered and we can find solutions for most. Loansmart can provide more options than other lenders. With more options, you have more chance of getting your loan approved.
Why Loansmart

We say yes more often

More options tailored for you

Interest rates from 8.95%*

Longer repayment options

Faster approval process

Same day payment*

100% easy, online process
