- 3 Minute Application
- 1 Hour Approval*
- Same Day Payment*
Smarter Loans >>> Faster
Online loans with more options tailored to you
When it comes to borrowing, you have lots of choices. The differences between lenders is huge. Fees, interest rates, customer service, terms – they’re all important. At Loansmart we work hard to provide you with the complete package.
- Don’t pay more than you need to
- Save on interest rates and fees
- Choose a repayment plan that works for you
- And do it all 100% online
- Unsecured loans up to $75,000*
- Advisor-Led Lending
- All Credit Scores
*Subject to responsible lending checks and lending criteria.
Quick Cash Loans
In a hurry? Applying Online Is easy
We can arrange same day small cash loans or unsecured loans for up to $75,000* (Or more with a secured loan). If you’re looking for fair, affordable loans, with a low establishment fee, get smart – get Loansmart!
Loansmart offers easy to manage fast cash loans and affordable personal loans without the hassle. We focus on your needs and provide easy solutions, without making you jump through hoops.
- It’s quick and easy to apply
- No tiresome paperwork
- No need to download, print, scan, or email documents
- Many loan applications are approved online in 1 – 2 hours*
*Subject to responsible lending checks and lending criteria.
All loans are arranged by licensed financial advisors, with affordability and long-term financial wellbeing in mind.
Outstanding Customer Service
Our clients love what we do, and we love helping them
Taking out a loan is a big step. Our team genuinely cares and takes the time to find better options for you. Providing smarter loan solutions is what we do best. Read our 5-star reviews to learn about the extra effort we put in for each and every one of our clients. Then give us a call to discuss how we can help you!
What would you like to apply for?
Personal Loan
Same Day Loan
Small Cash Loan
Unsecured Loan
Unsecured Car Loan
Secured Car Loans
Wedding Loans
Debt Consolidation Loan
Second Chance Loan
Small Business Loan
Home Improvement Loan
Emergency Loan
What would you like to apply for?
Personal Loan
Same Day Loan
Small Cash Loan
Unsecured Loan
Unsecured Car Loan
Car Loan
- 3 Minute Application
- 1 Hour Approval*
- Same Day Payment*
*Subject to responsible lending checks and lending criteria.
Fast, Advisor-Led Lending
How Loansmart is different
- We’re loan brokers, so you get access to multiple lenders with one application
- We’re licensed financial advisors, required to recommend options in your best interest
- We’re an FSF member, committed to responsible lending and borrower wellbeing
Get a Free
Fast Loan Assessment
“Looking for a better loan option? Could you be paying more than you need to? It costs nothing to find out. Loansmart offers a wide range of options, with rates starting at just 9.95%*. We’ll provide you with a good idea of your options, and what we can achieve for you.
Are you concerned about your financial situation?
Call us for free. In around 10 minutes you’ll have a good idea of your options, and what we can achieve for you. Simply tell us what you’d like to achieve and we’ll tailor a Loansmart package for you.
- We look at all the options to find a better solution for you
- We offer low rates and flexible terms
- We provide fast professional service
- We can assist people with a low credit rating or bad credit score.
- Associate Member of the Financial Services Federation
- Financial Advisors
- Loan Brokers
- Est.2008
- 1000 Verified 5-Star Reviews
Loansmart Limited holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).