Loansmart assisted me in getting finance and paying off my debt to which I am now debt-free and very happy. ”

- Kaara Paterson
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Loans New Plymouth

  • 100% easy online application process
  • Repayment options of 6 months – 84 months
  • Borrow up to $75,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)
  • Rates from 9.95%*

Hello New Plymouth, we’re Loansmart and our mission is to make borrowing money fast, easy and fair.

Loansmart provides a bank alternative to access money when you need it. We arrange affordable finance for our customers.

Current interest rates start at just 9.95%*. In some cases, this is lower than the main bank’s Personal Loan rates.

Best of all, we provide an unbeatable VIP lending experience for each and every one of our customers. These aren’t empty words – see for yourself! Check out our hundreds of 5-star reviews on Google.

*Subject to responsible lending checks and lending criteria.


Outstanding Customer Service

Smarter Loans >>> Faster

Loansmart has been in the personal finance space for over 15 years. We have our systems and processes down-pat, so applying for New Plymouth loans is hassle-free and enjoyable.

Better still, we move fast; hence our tagline – Smarter Loans >>> Faster.

New Plymouth Loans Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.

3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. 1-2 hours later* we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to be signed online.

7. Funds can be deposited into your account on the same day.

*Subject to responsible lending checks & lending criteria


Bank said ‘No’? We say ‘Yes’ more often

Loansmart works with many lenders around New Zealand so we are able to provide our customers with more options. Our lending criteria isn’t as stringent as a bank, and we certainly don’t make you jump through hoops! You can time your repayments to when you get paid and choose from a wide range of options.

If you’ve been declined lending by another finance company, or you weren’t happy with the costs they quoted you, try our amazing team.

Get a fast quote by filling out our 3 minutes application form.

Loan Types Include



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Paying off Credit
Card Debt

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Cash Loans

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Home Improvement

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Debt Consolidation Loans

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Fast, Same Day
Cash Loans

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We Make It Easy

Fast, Simple and Transparent!

There’s a reason we’re consistently rated 5/5 on Google Reviews! We know what’s important to our customers and go out of our way to provide a lending service that’s second to none.

Check out our reviews to see how easy we make it.


Take control of your borrowing

Take control of your borrowing and get a better lending experience too. At Loansmart we focus on meeting your needs, without making you jump through hoops!

If you’re based in New Plymouth or Taranaki surrounding regions and looking for a brilliant team with outstanding service, you’ve come to the right place.

Get A Free Loan Assessment

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.