In The News
Get the latest stats on credit health in NZ including demand for loans and personal loan defaults. Loansmarts shares their statistics and insights on what is happening in the world of personal lending.
Top Resources For
In The News
Loan of the month – March 2024
Car repairs are one of the most common reasons people seek loans, because they’re almost always unexpected…
Increased unsecured loan limit great news for borrowers
As the increasing cost of living continues to hit Kiwis in the pocket, Loansmart is making it easier by increasing the amount customers can borrow…
Loan of the month – February 2024
Jarod wanted to free up some more disposable income, as he was paying $469 servicing his debts…
480,000 Kiwis fall behind on credit payments
Credit arrears are the highest they’ve been in seven years as stubbornly high-interest rates and the ongoing cost of living crisis bite harder…
Loan of The Month – December 2023
Ben and Jodie, a married couple, needed a quick $5,000 loan urgently for funeral costs…
Loan of The Month – October 2023
Albin needed to buy a car and applied for a loan through a few different lenders…
Loan of The Month – September 2023
Marama wanted to surprise her husband with a holiday to mark their 25th wedding anniversary…
Loans of the month – August 2023
Getting the whānau together for a celebration is one of life’s great joys, but it can also be expensive…
Lending Arrears Overview – July
Real-life stories of how loansmart helped people with bad credit. At Loansmart, we know that life can throw curveballs that affect your credit…
Loansmart Launches Guides To Making Smarter Financial Decisions
With the cost of living continuing to increase for many New Zealanders, making smart financial decisions is as important as it’s ever been…
Loans Of The Month – July
Real-life stories of how loansmart helped people with bad credit. At Loansmart, we know that life can throw curveballs that affect your credit…
Loansmart Becomes First Loan Broker to Join Financial Services Federation
Loansmart is proud to announce that it has become the first loan broker to join the Financial Services Federation (FSF)…
How much time do you spend thinking about money at work?
In the midst of a daily grind, it can be easy for the mind to wander. From wondering what you can do with your weekends…
430,000 Kiwi’s Are Behind On Credit Repayments
That’s a lot of people who have fallen behind on their personal loan, car, credit card or mortgage repayments…
11.9% of New Zealanders are reported to be behind on credit repayments
With major economic events pushing the cost of living higher and recent weather disasters causing disruption to many lives…
In New Zealand, personal loans are in high demand
The New Zealand personal loan market is facing a surge in demand. In August, Centrix reported a 10-month high in personal loan borrowing, with more than $500 million in new loans.
Is it harder to get a Fast Cash Loan these days?
A change in NZ credit laws has put borrowers under greater scrutiny in the last three months. How has this affected the fast cash loan market?
NZ loans are becoming harder to obtain these days
The NZ loan market is about to undergo another significant shakeup, that will impose restrictions on how lenders advertise from December 2021.
