Thank you to Loansmart, they were quick and communicative throughout the entire process and made it very easy and hassle-free.”

- Jshayna Ratana
icons-3
We Make It Easy
icons-1
Rates From 8.95%*
icons-2
We Say Yes More Often

Smarter Loans >>> Faster

Loans Wellington

  • 100% easy online application process
  • Borrow up to $30,000 unsecured
  • No complicated forms, scanning or printing
  • Fair terms with up to 60 months to pay
  • Rates from 8.95%*

How do we compare to a bank?

Loansmart is a bank alternative lender that’s fast, fair and affordable. Our rates start at just 8.95%*, so we can be cheaper too.

wellington-city-loans

Outstanding Customer Service

How easy is it to get a Wellington personal loan?

As long as you have regular income paid into your account and can afford to meet your repayments, it should be pretty straightforward to get a Wellington unsecured loan.

Our team is easy to reach over the phone. In fact, you won’t have to wait. Give us a call now for an idea of how much money you could borrow and what your rates could be.

Smarter Loans >>> Faster

ENJOYABLE AND AFFORDABLE Loans Wellington

Loan repayments are structured so you can comfortably afford to meet your payments. You can apply in no time at all and cash could be in your account the same day or overnight. You can time your repayments to when you get paid, and our terms are fair and reasonable.

Our Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & online access to your bank statements. This is done quickly, easily & securely.
3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.
5. One – two hours later we present our options and you tell us which one you prefer.
6. Loan documents are sent through for you to e-sign.

7. *Funds are deposited into your account the same day.

woman-applying-for-Hamilton-loan

Easy Loans Wellington with More options than most

Loansmart has been lending for over 10 years. We have our systems and processes down-pat, so applying is hassle-free.

If you’ve been declined lending by another finance company, or you weren’t happy with the costs they quoted you, try us. It costs nothing to get a quote.

Apply for a loan online. Fill in our simple application form and you could have an answer 1 – 2 hours*.

Type of loans include

ico-personal

Personal
Loans

Apply Now!
icons-27

Travel
Loan

Apply Now!
emergency-loans-in-auckland-loamsmart-new-zealand

Emergency
Cash Loans

Apply Now!
icons-29

Business
Loans

Apply Now!
icons-6

Debt Consolidation Loans

Apply Now!
icons-25

Fast, Same Day
Cash Loans

Apply Vow!
mortage-loans-in-auckland-loamsmart-new-zealand

Second
Mortgages

Apply Now!
mortage-loans-in-auckland-loamsmart-new-zealand-2

Wellington
Home Loans

Apply Now!
icons-28

Home Improvement
Loans

Apply Now!
icons-244

Car
Loans

Apply Now!
icons-30

Wedding
Loans

Apply Now!
icons-31

Bad Credit
Loans

Apply Now!

your lending partner for life

Loansmart aspires to be your lending partner for life. We provide loans across Wellington Central, Lower Hutt, Upper Hutt and NZ Wide.

Tens of thousands of people across NZ choose us to be their go-to company for borrowing money.

For a VIP Wellington loans experience, apply online or give us a call! It costs nothing to get a quote.

Get A Free Loan Assessment

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.