8:00AM to 5:30PM Weekdays
Thank you to Loansmart, they were quick and communicative throughout the entire process and made it very easy and hassle-free.”

- Jshayna Ratana
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Loans Wellington

  • Rates from 9.95%*
  • Same-day approval and payout*
  • Repayment options of 6 months – 84 months
  • Up to $75,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)
  • Easy online loan application process

How do we compare to a bank?

Loansmart is a bank alternative that’s fast, fair and affordable. Current interest rates we can arrange start at just 9.95%*. This can result in you getting a lower rate than a Personal Loan from the bank.

*Subject to responsible lending checks and lending criteria.


Outstanding Customer Service

How easy is it to get a Wellington personal loan?

As long as you have regular income paid into your account and can afford to meet your repayments, it should be pretty straightforward to get a Wellington unsecured loan.

Our team is easy to reach over the phone. In fact, you won’t have to wait. Give us a call now for an idea of how much money you could borrow and what your rates could be.

Smarter Loans >>> Faster


Loan repayments are structured so you can comfortably afford to meet your payments. You can apply in no time at all and cash could be in your account the same day or overnight.

You can time your repayments to when you get paid to make debt simple, and the loan terms are fair and reasonable.

Our Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.

3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. 1-2 hours later* we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to be signed online.

7. Funds can be deposited into your account on the same day.

*Subject to responsible lending checks & lending criteria


Easy Loans Wellington with More options than most

Loansmart has been lending for over 15 years. We have our systems and processes down-pat, so applying is hassle-free.

If you’ve been declined lending by another finance company, or you weren’t happy with the costs they quoted you, try us. It costs nothing to get a quote.

Apply for a loan online. Fill in our simple application form and you could have an answer 1 – 2 hours*.

*Subject to responsible lending checks & lending criteria

Type of loans include



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Cash Loans

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Home Improvement

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Debt Consolidation Loans

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Fast, Same Day
Cash Loans

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your lending partner

Loansmart aspires to be your lending partner whenever the need arises during your life. We provide loans across Wellington Central, Lower Hutt, Upper Hutt and NZ Wide.

Tens of thousands of people across NZ choose us to be their go-to company to arrange a loan to access extra money when it’s needed.

For a VIP Wellington loan experience, apply online or give us a call! It costs nothing to get a quote.

Get A Free Loan Assessment

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.