- Teresa
Smarter Loans >>> Faster
Debt Consolidation Loans
- Do you have more than one loan?
- Are you looking for solutions to reduce your lending costs?
- Would you like to pay down debt faster, more affordably?
A debt consolidation loan is where we take all your loans including credit cards, and put them all together in one easy to manage loan. By having one larger loan over a longer period, instead of multiple short term loans, you can 1. Reduce your fees, 2. Reduce your interest rates, and 3. Reduce your repayments.
Get the best loan for you
With Loansmart we look at your entire lending situation, to try and find a better deal for you. If you’re concerned you may be paying too much on your current loans, talk to us today on 0800 255 155.
We can help you achieve your goals more affordably.
Don't Pay More Than You Need
Loansmart has been helping New Zealanders with their borrowing needs since 2008. Our clients love what we do, and we love helping them too.
- Get a repayment plan that works for you
- Set yourself up for success, not failure!
- Pay debt down faster and save on loan costs
With only one payment to make each time that you’re paid, budgeting is easier and you can save on fees and interest rates.
- Take control of your debt with one easy payment
- Pay off all overdue bills
- Lower your fees and interest rates
Debt Consolidation FAQs
We like to do this properly which means we take all of your debts and consolidate them into one loan which is in sync with when you get paid.
Not only is consolidating your debts into one loan easier, if can save you money too!
Consolidating your debts can not only reduce your fees, but also reduce interest rates on your loan and reduce your repayments. See how much you could save with our online Debt Consolidation Calculator.
Yes, we require settlement figures that have a valid settlement date and bank account details. We then pay your debts directly to the other lenders and ensure any security they hold is removed.
In most cases we can get some cash for you also; it all depends on your security value and your affordability.
We can normally assist if we know the circumstances. In most cases we can still help or we may require additional security.
We treat your application confidentially and the only people who will see your application are Loansmart and any Finance Company that we send it to. All applications that do not proceed are securely destroyed.
Please contact us on 0800 255 155
Easy payment plan
Don’t pay more than you need to and get all your options upfront, so you can make the best decision for you. Talk to a team that works hard to provide better lending solutions.
Smarter Loans >>> Faster
How much could you save?
Give us a call or fill in an application form. In just 10 minutes we can give you a good indication of how much you could save. We take care of everything for you, including sourcing your bank statements so you don’t have to.
To provide you with the best lending experience we
Move fast
Make it easy
Make it enjoyable
Make it affordable
Get a fairer deal, faster from a team that cares
Are you concerned about your financial situation?
It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options and what we can achieve for you. Talk with a team that genuinely cares and works hard to:
- Get your loan approved faster
- Provide you with more options
- Find you a great deal
Save On Fees & Interest Rates
Don’t Pay More Than You Need To. Save On Fees & Interest Rates.
We Can Show You How.
Why Loansmart
We Say Yes More Often
More Options Tailored For You
Interest Rates From 8.95%*
Longer Repayment Options
Faster Approval Process
Same Day Payment*
100% Easy, Online Process
