8:00AM to 5:30PM Weekdays
I have never dealt with a finance institute that had made the whole process so easy.”

- T E
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Loans Dunedin

  • Rates from 9.95%*
  • +400 5-Star Google reviews
  • Same-day approval and payout*
  • Repayment options of 6 months – 84 months
  • Up to $75,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)

Looking for Dunedin Personal Loan? We make it happen.

Loansmart has been helping Kiwis when the need arises since 2008. We have tens of thousands of ecstatically happy customers, and many of them return to us when there is a future requirement.

This is because they love what we do and we love helping them too. Check out our reviews!

*Subject to responsible lending checks and lending criteria.


Outstanding Customer Service

Need an answer straight away?

In just one call we can handle mostly everything for you. We answer our phones right away, so you won’t be put on hold.

It’s all part of the VIP lending experience we offer our customers!

Type of loans include



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Cash Loans

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Debt Consolidation Loans

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Fast, Same Day
Cash Loans

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Home Improvement

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Small Loans Dunedin

Fast, Easy & Transparent!
There’s a reason we’re consistently rated 5/5 on Google Reviews! We know what’s important to our customers and go out of our way to provide a lending experience that’s second-to-none. Check out our loan reviews to see how easy we make it.

Dunedin Loans Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.

3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. 1-2 hours later* we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to be signed online.

7. Funds can be deposited into your account on the same day.

*Subject to responsible lending checks & lending criteria

Been declined elsewhere?

Many people who have had lending declined by other lenders are still able to access funds through Loansmart. You don’t need a perfect credit score. Even if you have a bad credit score, we may still be able to help you with bad credit loans.

The lending criteria of the NZ Lenders we use isn’t as stringent, and so many people who have had lending declined by another company are able to access funds through us.

Of course, this depends on your personal circumstances. Your Personal Loans Consultant will discuss options with you, so you know what to expect.


Fast Loans Dunedin

  • We move fast to get your loan approved
  • Apply in 3 minutes and get an answer in 1-2 hours*
  • We have a wider range of rate options than other lenders, starting at just 9.95%*
  • We take care of everything for you, including sourcing your bank statements online so you don’t have to print & scan them.

For a VIP lending experience, apply for a Dunedin Loan online with Loansmart or give us a call.

Get A Free Loan Assessment

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.