EMERGENCIES REQUIRE EMERGENCY FUNDS
Unfortunately, emergencies are a part of life and when they happen you often need to secure finance quickly.
Out of desperation a lot of people apply for the first emergency loan they can find which is often accompanied by high repayment fees and hidden costs.
High-interest payday loans cause more problems than they solve. They are not the answer!
WHAT ARE EMERGENCY LOANS?
Emergency loans are same day loans to help cover unexpected expenses that arise due to emergencies.
They are a type of personal loan. Often any savings you have is not readily accessible, and it might not be enough. Emergency loans can provide quick financial aid in these types of situations.
You can borrow up to $30,000 unsecured.
WHAT ARE YOUR LOAN TERMS?
We can provide urgent loans to those in employment and who have regular income paid into their bank account; it’s really that simple!
Better still, even if you have a less than perfect credit score or even if bad credit, it won’t necessarily affect your loan eligibility. Need emergency funds but have bad credit or already have outstanding debts? We may still have options for you, learn more about our Bad Credit Loans and Bad Credit Debt Consolidation Loans.
Our repayment terms provide you with a longer period too, starting at 6 months. An affordable time period for repaying your loan is vital to ensure you don’t put yourself under more stress.
WHEN BORROWING MONEY YOU CAN TRUST LOANSMART
We’ve been in business for over 10 years and helped tens of thousands of Kiwi’s to date with our quick loans – you could say we’re experts in personal lending.
We offers a wider range of rates than other lenders, starting at just 8.95%*.
The majority of our customers actually come back for another loan when they need another round of financing like upgrading a car, doing a house extension, planning a holiday and more.