I highly recommend Loansmart...fast, easy, honest, polite guidance which resulted in me being approved. The whole process was less than a day.”

- Andrew
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We Make It Easy
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Rates From 8.95%*
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We Say Yes More Often

Smarter Loans >>> Faster

Same Day Loans

At Loansmart we focus on meeting your needs, without making you jump through hoops!

  • Quick and easy to apply
  • Fast approval and payout
  • Borrow up to $30,000 unsecured
  • Helpful, professional team

Do you need money today? Loansmart can provide same day loans to those in employment and who have regular income paid into their bank account; it’s really that simple.

Smarter Loans >>> Faster

How quick is the process?

1. Apply online in just a couple of minutes
2. Provide us with a photo ID & online access to your bank statements. This is done quickly, easily & securely.
3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. One hour later we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to e-sign.
7. Funds are deposited into your account the same day.

Smarter Loans >>> Faster

More options tailored to you

Once we have a good understanding of your personal situation and goals, we start to explore options. We look outside the box and go the extra mile to provide smart solutions, which is why we’re called Loansmart!

To provide you with the best lending experience we

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Move fast

Most loans can be approved and paid the same day, so long as we have everything we need from you before 3pm.
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Make it easy

No need to scan and sign, fill in and upload lengthy documents. All we need is Photo ID and access to your bank statements (we make that super easy and secure too!).
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Make it enjoyable

We keep you updated every step of the way, so you always know where you’re at with your application.
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Make it affordable

We work hard to find you the best deal we can. After all, we know what a difference those extra savings can mean. Most of our team have personal loans too!

Get a fairer deal, faster from a professional team that cares

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Personal Loan Consultant

You’ll be assigned a Personal Loan Consultant who will walk you through the process to ensure there are no delays getting the funds to you. Helpful, professional and fast – we jump through hoops so you don’t have to!

But we don’t stop there, your Personal Loan Consultant will be with you throughout the duration of your loan. If you have any questions, or your circumstances change, just give them a call on 0800 255 155.

Don't Pay More Than You Need

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart

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We say yes more often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your loan approved.
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More options tailored for you

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.
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Interest rates from 8.95%*

*Subject to credit criteria and the credit profile of the applicant. Rates range from 8.95% - 29.95%.
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Longer repayment options

From 6 months to 10 years; up to 5 years for unsecured loans and 10 years for secured loans.
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Faster approval process

Provide us with photo ID and access to your bank statements online, and your loan can be approved in just 1 - 2 hours*
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Same day payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.
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100% easy, online process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.
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Borrow up to $30,000 unsecured and up to $100,000 secured

Borrow between $1,500 to $30,000 without having to provide security. Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better options for you. Get Loansmart!