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Smarter Loans >>> Faster
Loans Auckland
- 100+ 5-star reviews
- Quick and easy to apply
- Fast approval and payout
- Borrow up to $30,000 unsecured
- Helpful, professional team
Loansmart is an Auckland Loan Company that’s loved, trusted and preferred. Consistently rated 5/5 on Google, we go out of our way to provide 5-star service to each and every one of our customers.

Outstanding Customer Service
all types of Auckland loans
We provide Auckland Personal Loans to all types of borrowers. There isn’t a lending situation we haven’t encountered before and can provide solutions to most.
Our friendly Loan Consultants take the time to get to know you, and tailor solutions to meet your needs.
Better still, we move fast; hence our tagline – Smarter Loans >>> Faster.
Type of loans include

Personal
Loans

Emergency
Loans

Debt Consolidation Loans

Fast, Same Day
Cash Loans

Second
Mortgages

Home Improvement Loans

Home
Loans

Car
Loans

Wedding
Loans

Bad Credit
Loans
How do our Auckland Loan rates compare to a bank?
In some cases our interest rates are lower than a bank, starting at just 8.95%.
The actual rate you’re offered will depend on your financial situation. Loansmart is a trusted bank alternative lender that makes it easy to get a fast, low cost loan.

Easy Unsecured Loans Auckland
It only takes a couple of minutes to apply and you should have an answer within a couple of hours.
As long as you have regular income paid into your bank account and can meet your loan repayments, you should be able to get an Auckland unsecured loan easily. We take the hassle out of applying for Auckland loans with great customer service and:
- No face-to-face meetings
- No forms to sign, scan and upload
- No bank statements to print out, scan and email
Our application form takes just a couple of minutes and the entire process is handled online or over the phone.
Our Process
How quick is the process?

1. Apply online in just a couple of minutes.






7. *Funds are deposited into your account the same day.
Smarter Loans >>> Faster
You don’t even need a perfect credit score!
Although in some situations you may be required to provide security if your credit score is poor. Your Personal Loan Consultant will discuss options with you over the phone, so you know what to expect.
Once approved, the money will be in your bank account the same day or next.
Trusted, Proven & Preferred
Take control of your borrowing and get a better lending experience too. At Loansmart we focus on meeting your needs, without making you jump through hoops! If you’re looking for an Auckland loan, you’ve come to the right place.
Tens of thousands of people choose us as their lending partner. Over 25% of our lending is to existing customers. This is because they love what we do and our staff love helping them too.
Loansmart is based in Auckland City and has customers in West Auckland, South Auckland, Auckland Central, the North Shore and all over NZ.
For a VIP lending experience, apply online or give us a call. Our rates start at just 8.95%*, our loan process is simple and fast. You could have a decision in just 1 – 2 hours*.
Get A Free Loan Assessment
Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.