Loansmart have an awesome support system in place to help you with your application! This made me feel confident with my decision in what loan company to go with. ”

- Classy Car Chargers
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Loans Auckland

  • 400+ 5-star reviews
  • Quick and easy to apply
  • Fast approval and payout
  • Up to $50,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)
  • Helpful, professional team

Loansmart is an Auckland Personal Loan Broker that’s loved, trusted and preferred. Consistently rated 5/5 on Google, we go out of our way to provide a 5-star service to each and every one of our customers. Fast online loans are what we excel at.

*Subject to responsible lending checks and lending criteria.

Outstanding Customer Service

all types of Auckland loans

We provide Auckland Personal Loans to all types of borrowers. There isn’t a lending situation we haven’t encountered before and can provide solutions to most.

Our friendly Loan Consultants take the time to get to know you, and tailor solutions to meet your needs.

Better still, we move fast; hence our tagline – Smarter Loans >>> Faster.

Type of loans include



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Debt Consolidation Loans

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Fast, Same Day
Cash Loans

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Home Improvement Loans

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Bad Credit

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How do our Auckland Loan rates compare to a bank?

In some cases the interest rates are lower than a bank, starting at just 9.95%.

The actual rate you’re offered will depend on your financial situation. Loansmart is a trusted bank alternative lender that makes it easy to get a fast, low-cost loan.


Easy Unsecured Auckland Loans

It only takes a couple of minutes to apply and you should have an answer within a couple of hours.

As long as you have regular income paid into your bank account and can meet your loan repayments, you should be able to get an Auckland unsecured loan easily. We take the hassle out of applying for Auckland loans with great customer service and:

  • No face-to-face meetings
  • No forms to sign, scan and upload
  • No bank statements to print out, scan and email

Our application form takes just a couple of minutes and the entire process is handled online and/or over the phone.

Our Process

How quick is the process?

1. Apply online in just a couple of minutes.

2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.

3. We’ll call to introduce ourselves and discuss your needs.
4. We assess your application and find the best options for you.

5. 1-2 hours later* we present our options and you tell us which one you prefer.

6. Loan documents are sent through for you to be signed online.

7. Funds can be deposited into your account on the same day.

*Subject to responsible lending checks & lending criteria

Smarter Loans >>> Faster

You don’t even need a perfect credit score!

Although in some situations you may be required to provide security if your credit score is poor. Your Personal Loan Consultant will discuss options with you over the phone, so you know what to expect.
Once approved, the money will be in your bank account the same day or next*

*Subject to responsible lending checks & lending criteria

Trusted, Proven & Preferred

Take control of your borrowing and get a better lending experience too. At Loansmart we focus on meeting your needs, without making you jump through hoops! If you’re looking for an loan in Auckland, you’ve come to the right place.

Tens of thousands of people choose us as their lending partner. Many of our customers come back to us when there is a future need. This is because they love what we do and our staff love helping them too.

Loansmart is based in Auckland City and has customers in West Auckland, South Auckland, Auckland Central, the North Shore and all over NZ.

For a VIP lending experience, apply for a loan online or give us a call. Loan rates start at just 9.95%*. Our process is simple and fast. You could have a decision in just 1 – 2 hours*

*Subject to responsible lending checks and lending criteria.

Get A Free Loan Assessment

Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.

Benefit from fairer terms, fees, interest rates and a team that cares.