Apply for a Fast Loan Now
*Subject to responsible lending checks and lending criteria.
We Make It Easy
Rates From 9.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Online loans with more options tailored to you

When it comes to borrowing, you have lots of choices. But the differences between lenders is huge. Fees, interest rates, customer service, terms – they’re all important. At Loansmart we work hard to provide you with the complete package.

  • Don’t pay more than you need to
  • Save on interest rates and fees
  • Choose a repayment plan that works for you

Call our team for an easy cash loan now, or apply for a loan online. We provide same day loans*, cash loans, emergency loans and fast personal loans at highly competitive rates. Get a fast loan that’s smarter!

*Subject to responsible lending checks and lending criteria.

Quick Cash Loans

In a hurry? Applying Online Is easy

Loansmart offers easy to manage fast cash loans and affordable personal loans without the hassle.
We focus on your needs and provide easy solutions, without making you jump through hoops.

We can arrange same day small cash loans or unsecured loans for up to $75,000* (Or more with a secured loan). If you’re looking for fair, affordable loans, with a low establishment fee, get smart – get Loansmart!

  • It’s quick and easy to apply
  • No tiresome paperwork
  • No need to download, print, scan, or email documents
  • Many loan applications are approved online in 1 – 2 hours*
*Subject to responsible lending checks and lending criteria.

Outstanding Customer Service

Our clients love what we do, and we love helping them

Taking out a loan is a big step. Our team genuinely cares and takes the time to find better options for you. Providing smarter loan solutions is what we do best. Read our 5-star reviews to learn about the extra effort we put in for each and every one of our clients. Then give us a call to discuss how we can help you!

What would you like to apply for?


Small Cash Loan

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Personal Loan

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Home Improvement Loan

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Second Chance Loan

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Debt Consolidation Loan

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*Subject to responsible lending checks and lending criteria.

Fast Loans Online

What could you borrow? How much could you save?

Loansmart has a loan calculator to help you plan your finances.

Get a Free

Fast Loan Assessment

Looking for a better loan option? Could you be paying more than you need to? It costs nothing to find out. Loansmart offers a wide range of options, with rates starting at just 9.95%*. We’ll provide you with a good idea of your options, and what we can achieve for you.

Are you concerned about your financial situation?

It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options, and what we can achieve for you.

Simply tell us what you’d like to achieve and we’ll tailor a Loansmart package for you:

  • We look at all the options to find a better solution for you
  • We offer low rates and flexible terms
  • We provide fast professional service
  • We can assist people with a low credit rating or bad credit score.
*Subject to responsible lending checks and lending criteria.