Loansmart finance and loans NZ

3 Minute Application Process

Apply For A
Fast Loan Now



Step 1 - Fast Online Application

Click on ‘Apply Now’ and fill-out the form. It takes most clients around 3 minutes!

Step 2 - Fast Approval

Our team will assess your application and most loans are approved within 1 – 2 hours*

Step 3 - Fast Loan Payout

Once approved & confirmed the loan will be available for payment into your account!

Online Repayment Calculator

How much can I borrow? How much will my payments be? Find out here!

Have any questions about your application or loan? Contact our friendly staff

Make a request on our website and we will contact you ASAP during business hours, or call
0800 255 155 to speak with us. Alternatively visit our contact us page for more information.

Why Choose Loansmart?

Thousands of Kiwi’s Trust Loansmart to provide their Loans Every Year

Fast, Easy Online Application

To ensure that receiving your loan is as quick and easy as possible, applications takes around 3 minutes, with most loans approved within 1 – 2 hours*

Flexible Lending Options

We offer secured and unsecured personal loans, car loans and property finance. All of our products offer flexible terms to suit you.

Outstanding Customer Service

We pride ourselves on offering the highest level of service to our clients. Each month, 30% of our lending is to existing or repeat Loansmart clients.

At Loansmart we provide all kinds of loans for Kiwis. Some of the types that we offer include but are not limited to:

Holiday Loans

Holidays or special occasion? Get the cheap air fares with a loan from Loansmart and enjoy.

Personal Loans

Take out a personal loan for whatever you need whenever you need it.

Wedding Loans

Finance your dream wedding, event or honeymoon.

Home Renovation Loans

Add value to your house with a property loan or pay for that marketing campaign to acheive top price when you sell.

Car Loans

Thinking of buying or upgrading to a new car? Urgent car repairs – we can help.

Debt Consolidation Loans

Combine all of your debts into a one easy-to-manage payment. Save money and take back control of your finances.

What our customers are saying

Hear what our ‘happy’ customers are saying – real testimonials