Apply for a Fast Loan Now
3 Minute Application
1 Hour Approval
Same Day Payment*
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Fairer terms with more options tailored to you

When it comes to borrowing, you have lots of choices. But the differences between loans and lenders is huge. Fees, interest rates, customer service, terms – they’re all important. At Loansmart we work hard to provide you with the complete package.

  • Don’t pay more than you need to
  • Save on fees and interest rates
  • Choose a repayment plan that works for you

Call one of our consultants now, or apply online. Get a smarter loan, faster with Loansmart.

3 Minute Application. 1 Hour Approval. Same Day Payment*

Same day approval and payout

In a hurry? Need cash now?

Loansmart offers fast, professional lending without the hassle.
We focus on your needs and provide smart solutions, without making you jump through hoops.

  • It’s quick and easy to apply
  • No tiresome paperwork
  • No need to download, print, scan, or email documents
  • Most loans are approved in 1 – 2 hours*
  • Same day payout*

Outstanding Customer Service

Our clients love what we do, and we love helping them

Taking out a loan is a big step. Our team genuinely cares and takes the time to find better options for you. Providing smarter loan solutions is what we do best. Read our 5-star reviews to learn about the extra effort we put in for each and every one of our clients. Then give us a call to discuss how we can help you!

Types of Loans

What would you like to apply for?


Small Cash Loan

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Personal Loan

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Home Improvement Loan

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Second Chance Loan

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Debt Consolidation Loan

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3 Minute Application. 1 Hour Approval. Same Day Payment*

Loan Calculators

What could you borrow? How much could you save?

Loansmart has three loan calculators to help you plan your finances. Work out what you could borrow, what it will cost and see how much you could save on loan costs with our debt consolidation calculator

Get a Free

Loan Assessment

Looking for a better loan? Could you be paying more than you need to? It costs nothing to find out. Loansmart offers a wider range of rates than other lenders, starting at just 8.95%*. We’ll provide you with a good idea of your options, and what we can achieve for you.

Are you concerned about your financial situation?

It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options, and what we can achieve for you. Simply tell us what you’d like to achieve and we’ll tailor a Loansmart package for you.

  • We look at all the options to find a better solution for you
  • We offer lower rates and longer terms
  • We provide fast professional service
3 Minute Application. 1 Hour Approval. Same Day Payment*