Apply for a Fast Loan Now
3 Minute Application
1 Hour Approval
Same Day Payment*
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Online loans with more options tailored to you

When it comes to borrowing, you have lots of choices. But the differences between online loans and lenders is huge. Fees, interest rates, customer service, terms – they’re all important. At Loansmart we work hard to provide you with the complete package.

  • Don’t pay more than you need to
  • Save on interest rates and fees
  • Choose a repayment plan that works for you

Call one of our consultants for an easy cash loan now, or apply for a loan online. We provide same day loans, cash loans, emergency loans and personal loans at highly competitive rates. Get a fast loan that’s smarter loan too! 

3 Minute Application. 1 Hour Approval. Same Day Payment*

Apply for easy cash now!

In a hurry? Need Fast Online Loans now?

Loansmart offers fast cash loans and personal loans without the hassle.
We focus on your needs and provide easy solutions, without making you jump through hoops.
You can get same day loans for small cash loans or unsecured personal loans for up to $30,000 (secured personal loans up to $100,000). If you’re looking for online loans NZ, get smart – get Loansmart!

  • It’s quick and easy to apply
  • No tiresome paperwork
  • No need to download, print, scan, or email documents
  • Most fast online loans are approved online in 1 – 2 hours*

Outstanding Customer Service

Our clients love what we do, and we love helping them

Taking out a loan is a big step. Our team genuinely cares and takes the time to find better options for you. Providing smarter loan solutions is what we do best. Read our 5-star reviews to learn about the extra effort we put in for each and every one of our clients. Then give us a call to discuss how we can help you!

Types of Fast Online Loans NZ

What would you like to apply for?


Small Cash Loan

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Personal Loan

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Home Improvement Loan

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Second Chance Loan

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Debt Consolidation Loan

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3 Minute Application. 1 Hour Approval. Same Day Payment*

Fast Loans Online

What could you borrow? How much could you save?

Loansmart has three personal loan calculators to help you plan your finances. Work out what you could borrow, what it will cost and see how much you could save on loan costs with our debt consolidation calculator

Get a Free

Fast Loan Assessment

Looking for a better loan? Could you be paying more than you need to? It costs nothing to find out. Loansmart offers a wider range of rates than other lenders, starting at just 8.95%*. We’ll provide you with a good idea of your options, and what we can achieve for you.

Are you concerned about your financial situation?

It costs nothing to give us a call. In around 10 minutes you’ll have a good idea of your options, and what we can achieve for you. Simply tell us what you’d like to achieve and we’ll tailor a Loansmart package for you.

  • We look at all the options to find a better solution for you
  • We offer lower rates and longer terms
  • We provide fast professional service
3 Minute Application. 1 Hour Approval. Same Day Payment*