Fast Online Application

Fast Approval

Fast Loan Payout


At Loansmart we provide all kinds of loans for Kiwis. Some of the types that we offer include but are not limited to
Unsecured Personal Loans and Fast Cash Loans Online in NZ

Looking for a quick and easy way to secure finance at a competitive rate? There are some times when you simply require funds straight away and waiting a week for the bank to return your call is simply not an option. When you are looking for instant finance loans in NZ that are hassle free, quick and competitively priced, rely on the country’s first choice – Loansmart.

We provide a reliable prompt service for those looking for a personal loan, vehicle finance or a debt consolidation solution. By offering our clients competitive pricing on secured and unsecured personal loans in NZ, we’re able to effectively eliminate stress and offer financial solutions tailor made just for you!

Instant finance &  loans suited to your needs

Working closely with you one-on-one with your individual needs as our priority, our consultants will keep you in the loop throughout the entire process from the application right through to the settlement of your loan. We will provide you with the most appropriate option for your situation at payments you can afford. By allowing you to apply for fast loans online or over the phone, NZ residents can enjoy a convenient solution to their financial requirements with quick approvals and most settlements happening the same day.

We’ve worked hard to establish a reputable suite of solutions that cater for the challenges faced by clients throughout NZ every day. We offer secured and unsecured loans for amounts from $1,500 to $50,000, with flexible terms from six to sixty months, for a more substantial amount we would require a property to be offered as security. Our options can be tailored to your requirements, providing you with a fast, effective solution is what Loansmart is all about. Our services are available online with instant quotes, these services include the following:

Personal loans – for any purpose paid the same day
  1. Car Finance – Trademe, dealer purchase or auction – we can help.
  2. Debt Consolidation – one easy to manage payment saving you money.
  3. Property Finance – Second Mortgage / Caveat lenders with flexible terms and options.
See how fast and easy our cash loans really are for people all over NZ

If you are looking for secured or unsecured personal loans, a debt consolidation solution, competitive car finance to update your vehicle or a solution for those with credit issues, please apply online now or call us on 0800 255 155.

With Loansmart you will always be in control and assured of a great deal with service to match, please browse through our website to learn more about the options available.

Seeking further information? Call today!

We’re always happy to speak with our customers should they have any questions related to our bad-credit loans, or our instant finance loans available online throughout NZ. Call us today  and one of our friendly consultants will be happy to assist.


See what our customers have to say

‘Three years ago I had a personal loan through my bank and two of their credit cards which we’re literally breaking me each month due to the serious interest overall.  Loansmart sorted a debt consolidation loan for me and today I am debt free – and going to stay that way.’

Ginny P, Otahuhu

‘I was a bit skeptical at first to use a broker after the bank declined my loan.  Loansmart didn’t have a problem however, a little extra paper work and APPROVED and basically the same rates!!!’

Josh W, Kamo

‘I don’t normally give feedback, however my loan consultant was extremely professional and polite whilst the overall loan process was easy.  Thoroughly recommend Loansmart for personal loans.’

Vanessa M, Birkdale

‘Topping up my loan was a lifesaver, crashed my car and didn’t have any insurance.  Back on the road again to drop my daughter to daycare and get to work.’

Rebecca H, Silverdale

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