Holiday, Christmas and Travel Loans

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Are you planning an upcoming trip or holiday and wondering how you’re going to finance it? Or perhaps you’re planning an extra special Christmas but need a little extra cash to make it happen. If so, a Christmas or holiday loan could be the perfect solution for affording your dreams.

With a travel loan, you can not only afford the journey of a lifetime but also make sure that it’s one where you don’t have to worry about money. Talk to the friendly team at Loansmart about how we can help you have the holiday of a lifetime.

Let Loansmart help you have the ultimate holiday

The holiday season is a time for family, fun and adventure, and sometimes you need a little extra help financing your big plans. When you work with Loansmart, you’ll find that we’re focused on your needs and don’t make you jump through hoops! We can help you get a great deal on a loan. Here’s how:

  • Rates beginning at 9.95%*
  • Approval and payout on the same day*
  • Options for repayment ranging from 6 months to 84 months
  • Borrow up to $50,000* with an Unsecured Loan
  • Borrow more with a Secured Loan (Property and/or Vehicles)
  • Easy 3-minute online loan application process

Planning for a holiday is exciting, and the friendly loan experts at Loansmart know how to get you what you need to make it happen. We’ve helped thousands of Kiwis with their holiday and Christmas dreams since 2008. Whatever your needs are, we can help! Our goal is to get you the best deal on your loan because we believe everyone deserves access to fair, low-cost loans.

You can count on our team to provide excellent online service. Our clients love what we do, which is why we have so many returning customers. (Link to reviews page)

*Subject to responsible lending checks and lending criteria. 

Take the stress out of Christmas with Loansmart

Want to make this Christmas one to remember, but need a cash boost to make it extra special? Loansmart makes it easy to get what you need at fair rates. With our quick and easy application process, you can choose a repayment plan that works for you. We work with loan providers who offer lower interest rates and quick, friendly service.

Already have loans? Don’t think you can be approved for another?

If you already have loans, you can get a free loan assessment through Loansmart. We can look at making your repayments more affordable, and get you the extra cash you need. Many of our clients come to us after being declined by other lenders. By making their current repayments more affordable, we can help them get the extra cash they need.

Learn more about our Christmas consolidation loans.

Holiday and Travel Loans FAQ

A holiday loan, also known as a travel loan, is a type of personal loan designed to help you finance your dream vacation or other leisure activities.They typically help to cover the costs associated with trips, such as plane tickets, hotels, car rentals, and entertainment expenses. You can also get Christmas loans to help you through the festive season.

The best part of taking out a loan for holidays or travel is that it allows you to enjoy your trip without having to worry about how you will pay for it. You can use the loan funds to pay for a variety of expenses related to your trip, such as accommodations, food, entertainment, and transportation.

Applying for a holiday loan through Loansmart couldn’t be easier with our simple 3-minute online application process. Just give us some basic details and we’ll be in touch with you to go over your application and get you the best deal. We put your application in front of multiple lenders and give you options so you can choose the best loan for you.

It is possible to get a loan the same day you apply. We process loans on a first come, first serve basis, so the earlier in the day you apply, the better your chances of being approved that day. Once you’re approved, the money could be in your account that same day, or the next day. All applications are subject to responsible lending checks.

Our rates for holiday, travel and Christmas loans are the same as for our personal loans: they start at 9.95%. The rate you get depends on things like your credit history, disposable income and how many other loans you have.

The chances of your loan being approved are reasonable if you have a stable income and can afford your repayments. You may still be able to get a quick travel loan even if you have a poor credit history. Your personal circumstances are taken into account, and we try to understand why you defaulted on the payment. We are interested in your story, and don’t make decisions based on numbers alone.

If you can provide a reasonable explanation, and you have a better chance of meeting your monthly payments, why shouldn’t you be given a second chance? We may offer you a secured holiday or travel loan if you don’t quite meet our normal lending criteria. In this case, we will require some form of security. Many times, however, we approve unsecured travel loans.