How do we help you lower your repayments?
We look at your entire lending situation to try and find a better deal for you, and put your application out to our network of low cost lenders. With one application, you can get multiple loan options. Plus, you only have one credit check.
We’re really good at what we do.
All loans are subject to responsible lending checks, which basically means we need to make sure you can afford them. To make your loan more affordable, we look at your existing loans to see if we can get you a better deal. We do our best to lower your interest costs and repayments. Honestly, we’re really good at what we do. Take a look at these real-life stories of borrowers we’ve helped. We’ve even helped borrowers with over 100k in personal loans!
On the Naughty List?
No problem – we help people with all sorts of credit scores, including those with poor ones.
Loansmart is different from other loan companies – we genuinely try to help people take control of their finances by providing fair and affordable loans that put their financial well-being first.
We take a human approach to lending – it’s not just about the numbers to us. We’re interested in your story, how you got into this situation and how we can help you improve your credit score.
Ready To Get A Great Deal on Your Loan?
Let’s get you a smarter loan >> faster, so you can enjoy the holidays without worrying about your finances.
- Give yourself the gift of lower repayments and loans costs* this Christmas.
- Get the extra cash you need to fund holiday expenses affordably*.
- Choose a low cost loan company that cares – choose Loansmart!
*Subject to responsible lending checks.