Best Personal Loan Lenders

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When you’re looking for a loan, you want the best lender you can find

Taking on debt is a significant decision, so it’s important to make sure your lender is trustworthy and is looking out for your best interests.

Some lenders are better than others, so how do you know your lender is the best?

Luckily for you, you’ve come to the right place. Loansmart connects borrowers with the best personal loan lenders in the market.

As loan brokers, we don’t lend money directly: we make it super easy for you to get the best deal by shopping around for you!

That’s why Loansmart is the best choice for people looking for a top-quality lender.

We know what you’re thinking: we would say that!

But you don’t need to take our word for it – here are some reasons why Loansmart is the best.

Hundreds of 5-star reviews

If you’re looking for the best personal loan lender, look for positive reviews.

Loansmart has more than 500 5-star reviews on Google!

These reviews just show how much our clients love what we do. We make borrowing quick and easy, and we say yes more often. What’s not to love about that?

“I had a quick and easy process, Kimberly was very helpful and had taken my best interests into account,”

Sese was also happy with her Loansmart experience:

“I dealt with Brady and he was awesome. He was efficient, professional, and made the whole loan process as seamless as possible for me. I applied for my loan after hours and it was approved the next day.

"My experience with Loansmart was great. Min was very helpful, informative, quick and friendly."

These are just a few recent examples, but you can read all of our reviews for yourself and find out why so many Kiwis love and recommend Loansmart. 

Smart solutions, faster

Another reason Loansmart has so many happy customers is we find smarter solutions to their financial problems.

Here’s just a few examples.

Tamara came to us needing cash quickly to repair her car, but she already had several loans and couldn’t afford to take on any more debt.

The Loansmart team combined her existing debt into one new low-cost debt consolidation loan, not only giving her the cash she needed to fix her car, but dropping her overall loan repayments by $100 per week!

Another happy customer was Shaun, who needed help because his loan payments of $1100 per week were too high.

Our loan advisors consolidated his debt into a new low-cost loan, plus added some extra cash on top so he could tidy up some loose ends.

His new loan had a lower interest rate than his existing debts, so he saved himself $840 per week.

Loansmart also helped the Jones family get control of their debt situation. They already owed $65,000 across three loans, but needed to borrow extra to see their daughter compete in an international sports competition.

We paid off two of the higher-interest loans and combined them into a new low-cost loan, plus some extra cash for their trip.

Using their car as security enabled us to get them a better interest rate, ensuring their monthly loan payments wouldn’t increase.

These stories are typical of the solutions we find for our customers every day.

With our competitive interest rates and flexible loan terms, we’re able to find positive outcomes for almost any situation.

Fair, honest, and reasonable lending

Loansmart is a proud member of the Financial Services Federation (FSF). This means that not only do we get you a great deal, but you can trust us to act in your best interests.

Being a member of the FSF requires us to comply with responsible lending practices that protect borrowers, ensuring their financial well-being comes first.

At Loansmart, we work with our clients to learn about their financial situation and find ways to make it better.

We support our clients through difficult times, treating them with empathy to help them regain control of their finances.

By following the FSF Code of Conduct, we ensure that we treat all clients fairly and with the utmost integrity.

Lending without the hassle

Loansmart makes borrowing money faster and easier.

We’re 100% online, so there’s no paperwork to fill out or appointments to attend.

All you have to do is fill out our 2-minute application form and we’ll be in touch with you to get some more information.

We put your application in front of multiple lenders. This is great for you because making multiple loan applications can hurt your credit score, but with Loansmart you just make one.

Also, having multiple lenders means more chance of your loan being approved!

Being an online loan broker is not only easier for you, but it allows us to work more efficiently so we can get your loan approved faster.

Our loan advisors work fast to connect you with the best personal loan lenders, getting you a better deal.