Loan Types & Borrowing Explained
Choosing a lender can be confusing — but it doesn’t have to be. Loansmart’s Loan Types & Borrowing Explained break down what to look for, what to watch out for, and how to find the loan that actually works for you. Simple, clear advice to help you borrow smarter and avoid the common traps.
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Loan Types & Borrowing Explained
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How To Choose A Loan Provider
When you’re on the hunt for a personal loan, it can feel like a bit of a minefield...
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How a Debt Consolidation Loan Can Simplify Your Life
Dealing with a bunch of different debts can be a real pain, like trying to juggle flaming torches – pretty stressful and risky!
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Credit Cards vs Personal Loans: What’s Cheaper in the Long Run?
If money’s tight and you need to borrow, you’ve got options: should you use a credit card or take out a personal loan?
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Renovating on a Budget: How a Home Improvement Loan Can Help
Renovating your home can be exciting—but it can also be expensive...
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How to Choose the Right Lender – A Borrower’s Checklist
Choosing a lender isn’t just about snagging the lowest headline rate—it’s about finding a partner who understands your unique needs...
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Winter Loans
The cold weather is on its way, so what better time to get your home, your vehicle, and your finances in check for the chilly ...
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What Loan Terms Really Cost You: Interest vs Total Repayment Explained
When it comes to taking out a personal loan, it’s important to understand interest rates and how they affect the total amount you will pay ...
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Looking for the Cheapest Quick Loans?
When an unexpected expense pops up or an opportunity arises that you simply can’t ignore...
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Low Interest Unsecured Loans
When life throws you an unexpected financial curveball or you need a boost to achieve your next big goal...
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Fast Loans Made Easy with Loansmart
When time isn’t on your side, fast loans can be a lifesaver. Whether it’s an urgent medical expense...
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Get a 20k loan with payments starting at just $111 per week!
Looking for a financial boost without breaking the bank? Look no further!
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Borrow $10k – get a $10k loan from just $68 per week!
Need $10,000 now? Borrowing money can be a daunting process, but it doesn't have to be.
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Unsecured Personal Loans NZ
Unsecured personal loans are basically a way for you to borrow cash without having to put up anything valuable...
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Best Personal Loan Lenders
Taking on debt is a significant decision, so it’s important to make sure your lender is trustworthy and is looking out for your best interests... ...
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Online Loans Instant Approval
When you’re looking for cash in a hurry, you want your loan approved super fast...
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Loans No Credit Score
If you're looking for a personal loan but you don't have a credit score, you may be finding it hard to borrow money...
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Low Interest Personal Loans
If you're looking for a personal loan, you want the lowest cost loan, and that means the lowest interest rate...
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The Ultimate Guide To Short Term Loans
Short-term loans are a lending option for people who need a bit of cash in a hurry.
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Holiday, Christmas and Travel Loans
Are you planning an upcoming trip or holiday and wondering how you're going to finance it?
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Are you searching for no credit check loans?
If you’re searching for things like “no credit check loans ...
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Emergency Vet Loans & Finance
Vet Finance NZ Wide Get the Financial Support You Need ...
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What does a loan broker do?
If you need to borrow money, using a loan broker can be a good way to ensure you’re getting a good deal...
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3 Smart Reasons to Choose Loansmart
Are you on the lookout for a trustworthy lender? Want more choices? How about some advice on your options? Look no further!
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Choosing a lender: One thing you may not know
Loansmart is a proud member of the Financial Services Federation (FSF). This accomplishment speaks volumes about our dedication to responsible lending practices...
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How to Choose a Lender
Your choice of lender is an important one. What is a good deal? Here are 7 things to look for when choosing a loan.
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How To Choose The Best Debt Consolidation Loan
If you are struggling with debt, you may be considering a debt consolidation loan. This can be a great way to get your finances back ...
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How to Apply For an Online Loan
A lot of people think they have no choice but to choose high cost lenders if they have a poor credit score, but that is ...
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Getting a loan online vs. going to the bank: Which is the best option when applying for a Personal Loan?
A lot of people think they have no choice but to choose high cost lenders if they have a poor credit score, but that is ...
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How can I get a personal loan with bad credit?
A lot of people think they have no choice but to choose high cost lenders if they have a poor credit score, but that is ...
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Could A Debt Consolidation Loan Help You?
A debt consolidation loan is an option for anyone with more than one loan. But can they actually help improve your finances over time?
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