8:00AM to 5:30PM Weekdays

“

Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara

We Make It Easy

Rates From 9.95%*

We Say Yes More Often

Category: Online Loans NZ

Name: Loansmart
Address: 33 Broadway, Newmarket, Auckland, 1023, New Zealand
Telephone: 0800 255 155
Price range: $1,000 to $50,000 in loans
Rating: 5

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

NZ loans are becoming harder to obtain these days

The NZ loan market is about to undergo another significant shakeup, that will impose restrictions on how lenders advertise from December 2021.

January 18, 2022

Emergency Loans

Fairer fees, lower interest rates Rates from 9.95%* Approval in 1 – 2 hours* Same day payout* Easy, 100% online or phone process Friendly, experienced

August 6, 2021

Get $5,000 for around $55 per week!

Quick Cash Loans Get $5000, for around $55 per week!* Life is unpredictable and so there are times when we need some quick cash.

June 14, 2021

Bond Loans

Secure your next rental with a Bond Loan from Loansmart! So you’ve found the perfect place to move into but don’t have enough to pay

May 4, 2021

Dental Loans & Finance

Need to Smile again? Are you in need of a dentist visit but have been putting it off due to the costs of dental care?

April 1, 2021

Got $50 a Week? Get $5000 Now!*

Got $50 a Week? Get $5000 Now!* Did you know our most common Personal Loan amount is $5,000? In most cases this works out to

April 1, 2021

Funeral Loans & Finance

Losing a loved one or close friend is not something you want to go through, but it does happen and typically it’s never planned for.

March 31, 2021

Need help with your Online Loan?

Get in touch today!

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commonly asked questions

*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply.

Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%

Getting a Loan

Quick Links

Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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