Incredibly grateful to Loansmart for going above and beyond for our family. We love our new home and we wouldn’t have achieved it without your guidance and hard work.”

- Aisake
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Home Loans

  • Bank alternative home loans
  • Tiny home loans 
  • More options tailored to you
  • Experienced Loan Consultants that work hard for you

After many years of helping clients obtain home loans, we know all the avenues to mortgage finance. No matter what type of home loan requirement you have, we can help! We can even finance Tiny Home builds. 

Our team will take away the stress of applying for a mortgage and save you time by managing the process for you. We tailor solutions to fit your circumstances. Best of all, we make it as easy as we can.


Applied elsewhere but been declined?

We may be able to help. There isn’t a lending situation we haven’t encountered before and we can find solutions for most. Loansmart can provide more options than other lenders. With more options, you have more chance of getting your loan approved.

We also provide non-bank lending if you do not meet typical banking criteria like:

  • Having a smaller deposit
  • Having something flagged on your credit report
  • Purchasing a property that’s a little out of the ordinary

Our team takes the time to listen and understand what you’re trying to achieve. Then we work out a plan to help you get there.

Get a fairer deal, faster from a professional team that cares

Once you’ve applied for a loan with Loansmart, you can sit back and let us take care of the process for you. We keep you in the loop and work fast, so you get your loan approved sooner.

Tiny Home Loans

Loansmart specialises in Tiny Home Finance, so you can count on us to help you get your loan sorted, faster.

It’s no surprise that tiny homes have become increasingly popular over the last few years. With traditional home ownership becoming too expensive for most, it makes sense to downsize your living space and invest in a mortgage you can afford with lower monthly payments.

Tiny Homes are also the perfect solution for that home office or studio you’ve been dreaming of. Alternatively, they make great starter investment properties or B&Bs. 

Whatever your small space needs, you can finance it with a Tiny Home Loan.

Let’s Talk

Talk to us now, even if you haven’t started looking around for a home yet. In fact, that’s the best time to talk about finance, because your Loansmart Consultant will let you know exactly how much you can spend before you start.

For your first or next mortgage call us today on 0800 255 155. 

Why Loansmart


We Say Yes More Often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your personal loan approved.

More Options Tailored For You

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest Rates From 8.95%*

Our competitive personal loan rates range from 8.95% - 29.95%. *Subject to credit criteria and the credit profile of the applicant.

Longer Repayment Options

From 6 months to 10 years; up to 5 years for unsecured personal loans and 10 years for secured personal loans.

Faster Approval Process

Provide us with photo ID and access to your bank statements online, and your personal loan application could be approved in just 1 - 2 hours. *Subject to responsible lending checks.

Same Day Payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day*. Depending on your bank, you’ll receive cash that day or the next morning.

100% Easy, Online Process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow Up To $50,000 Unsecured & Up To $100,000 Secured

Borrow between $1,500 to $50,000 without having to provide security. Personal Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!