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From Stress to Success: Borrower Stories

Real Kiwis. Real challenges. Real turnarounds. At Loansmart, we’re proud to support everyday New Zealanders on their financial journeys. Read how our smart lending solutions helped transform stress into success.

Emma grieving while overwhelmed by unpaid bills — a reminder of how Loansmart was able to help in her time of need with an secured loan.

Loan of the Month – May 2025

Emma faced escalating mortgage arrears, unpaid rates, and piling utility bills...
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Loan of the Month – April 2025

Martin was getting married but didn’t have enough cash saved to pay for his wedding...
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cartoon of house, people and coins

Loan of the Month – March 2025

Jeremy needed to complete some renovations on his home to get it ready for sale...
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a woman talking on the phone while the computer. baby in a stroller next to her

Loan of the Month – January 2025

One of our clients, Kirsty, has come back to us several times, always happy with the amazing service she receives...
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a family ready to travel the world

Loan of the Month – November 2024

Gabriel moved to New Zealand from the Philippines in 2023, leaving his family back home to find a better life.
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cash for a funeral loan

Loan of the month – October 2024

Jayda urgently needed $5,000 for funeral costs, but she didn’t have enough savings to cover this...
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a woman thinking about getting a car

Loan of the month – September 2024

Kira needed to buy a new car, and decided a budget of $20,000 would be ideal...
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an old woman holding an empty wallet

Loan of the Month – August 2024

Carol, a pensioner from Auckland, was struggling with her daily living costs.
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moving forward toward being debt free

Loan of the month – July 2024

Ricky was fairly new to New Zealand and was here on a work permit. He wanted to advance his career by applying for a role ...
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Loan of the month – June 2024

Rhys, a homeowner from Auckland, needed to get some minor renovation work done on his house...
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Loan of the month – May 2024

Dale and Jenny, a couple from Auckland, were struggling with high debt repayments...
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Loan of the month – April 2024

Shaun was struggling with debt payments that were too high, so he needed to free up some of his disposable income...
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Loan of the month – March 2024

Car repairs are one of the most common reasons people seek loans, because they’re almost always unexpected...
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Loan of the month – February 2024

Jarod wanted to free up some more disposable income, as he was paying $469 servicing his debts...
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Loan of The Month – December 2023

Ben and Jodie, a married couple, needed a quick $5,000 loan urgently for funeral costs...
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Loan of The Month – October 2023

Albin needed to buy a car and applied for a loan through a few different lenders...
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Loan of The Month – September 2023

Marama wanted to surprise her husband with a holiday to mark their 25th wedding anniversary...
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Loans of the month – August 2023

Getting the whānau together for a celebration is one of life’s great joys, but it can also be expensive...
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Loans Of The Month – July

Real-life stories of how loansmart helped people with bad credit. At Loansmart, we know that life can throw curveballs that affect your credit...
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Loan Of The Month – June

Every month, we'll pick a loan where our team found a solution to a challenging need, and discuss how we helped...
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Spotlight on Debt Consolidation: The Williams Family

How Secured Lending Helped the Williams Get Their Debt Under Control...
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Spotlight on Debt Consolidation: The King Family

How debt consolidation can help even if you have a less than perfect credit score...
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a graphic of bills and a calculator

Spotlight on Consolidate Loans and Credit Cards: The Smith Family

Are you finding it difficult to keep track of multiple loan payments? If so, you’re not alone. With the current economic climate leading to more ...
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How A Debt Consolidation Loan Helped These Four Borrowers Take Charge Of Their Finances

Are you finding it difficult to keep track of multiple loan payments? If so, you’re not alone. With the current economic climate leading to more ...
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