Looking for a financial boost without breaking the bank? Look no further!
Discover how you can secure a $20k loan with affordable payments starting at just $111 per week*. Say goodbye to financial stress and hello to newfound freedom with our smart loan solutions tailored just for you.
This weekly amount is based on an example interest rate of 12.95%. Depending on your financial condition or whether you take out a secured or unsecured personal loan, your exact figure may be more or less.
This weekly amount is based on a 5-year term, but we offer up to 7 years to pay. Borrowing $20k over 7 years could lower your weekly payments to $89 per week.
What can you do with a $20k loan?
There’s a lot you could do with $20k – you could use it to consolidate existing high-interest debt, get started on renovating your kitchen, or invest in a new business venture. Additionally, the funds could be used for upgrading your vehicle, finally going on that dream holiday, or throwing a truly unforgettable wedding party.
Whatever your reason for needing $20,000, Loansmart makes getting a personal loan super easy.
*Subject to responsible lending checks and criteria. Based on figures as at November 2024.
Want a different amount?
Try our loan calculator. Key in any amount up to $75,000 with a minimum of $1500 for an indication of your repayments.
Steps to Obtain a $20k Loan
Securing a $20,000 loan is easier than you might imagine.
Simply complete our online application in just 2 minutes, and we’ll follow up for more details.
We don’t take a one-size-fits-all approach – by understanding your unique circumstances and objectives, we explore a range of options for you.
Providing quicker and more fair financing solutions is why we’re known as Loansmart! We go above and beyond to find innovative solutions.
Our loan brokers work with a network of top-tier, affordable lenders, increasing your chances of being approved! Many times, we will secure your loan approval within 1-2 hours, and if you apply at the right time, money can be in your account the same day*.
*Subject to responsible lending checks and criteria
Why choose Loansmart
Are you looking for a reliable lender with more options and helpful advice? Your search ends here!
With Loansmart, you get a loan, a variety of choices, and expert guidance to ensure you make the right decision.
Our team are all financial advisors registered with the Financial Services Federation (FSF). Your financial well-being is a priority for us. Loansmart holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority
Loansmart adheres to FSF Code of Conduct standards, ensuring fairness and accommodating your preferences with integrity. Every team member upholds these principles.
Choosing Loansmart means benefiting from:
- Top-tier responsible lending standards,
- A range of lending options, and
- Financial guidance to clarify your choices.
Customer satisfaction is our focus. We deliver exceptional service from application to loan repayment. Discover the Loansmart difference today! Our focus is on providing smarter loans – faster!
