
Put a Smile on Your Face loans
Happy Loans There’s no need to feel blue – if there is something you must have but you need some finance to make it happen,
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Happy Loans There’s no need to feel blue – if there is something you must have but you need some finance to make it happen,
Something Up? Urgent Loans for Sorting Stuff Stuff happens all right so that’s why we provide urgent loans to help sort matters. Use our urgent
It’s Monday already (could be your Money Monday) and juggling finances in New Zealand with rents the way they are, traffic the way it is, seriously, sometimes it’s just all in the too hard basket. That’s where we come in – if you need some cash to make something happen, a new car, holiday, dental bills etc – talk to us.
With a debt consolidation loan, you’ll have better living and choices to focus on the things that really matter. By having one outgoing each month, you can live smarter financially and be well on your way to getting ahead.
Loansmart, your trusted finance partner. We’ve been in business for over 10 years and helped tens of thousands of Kiwi’s to date with personal loans – you could say we’re experts in personal lending. When you go shopping for that car or another big-ticket item, have the cash ready to drive yourself a bargain.
Personal loans from Loansmart is finance borrowed that is paid back in line with the frequency of your pay period, which can be weekly, fortnightly, or monthly, over a maximum five-year loan term at an interest rate that is fixed for the term of the loan. all our loans are specifically tailored to each applicant.
Sometimes we need a clean slate, a ‘fresh finance’ start – this is where one of our debt consolidation loans, up to $30,000 is perfect for this. Or you might just need some fresh finance to get a new car to get to where you need to go on a daily basis – our car loans will…
It’s the weekend and our web-site is always open for applications. So if you need some finance and have a spare five minutes, you can apply online and we’ll get to your application first thing Monday morning.
When you get a loan with Loansmart you’re dealing with one of New Zealand’s preferred finance companies. We’re trusted by over 500 borrowers every month. We take pride in helping thousands of people yearly with their financial requirements.
A common loan application we receive is a $5,000 loan request. This is a great amount for consolidating debt, jumping into a new set of wheels, or being cash ready for other large purchases.
* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.
Example: A loan of $5,000 over 24 Months at 9.95% has fees totaling $495 and a total repayment of $6442.56 which equates to 24 monthly payments of $268.44 including the monthly admin fee.
We are a NZ registered Financial Service provider – FSP Number 7461 and member of Financial Services Complaints Ltd – our FSCL Number is 617.
*Rates of 8.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months.