Skip to content

8:00AM to 5:00PM Weekdays

Get My Loan Today

Home
Loans
Loan Calculator
Our Process
5 Star Reviews
Guides
About
Contact

Home
Loans
Loan Calculator
Our Process
5 Star Reviews
Guides
About
Contact

Get My Loan Today

loan hack

It seems we can’t find what you’re looking for. Perhaps searching can help.

Search for:

Need help with your Online Loan?

Get in touch today!

Call Us

8:00am - 5:00pm Weekdays
0800 255 155

See FAQs

Click here for answers to our
commonly asked questions

*Annual Interest Rates (AIR) range from 9.95% p.a. to 32.50% p.a. with loan terms of 6 months to 84 months. Fees apply.

Example: A loan of $10,000 over 60 months at 14.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and weekly payments of $59.91. The total amount payable is $15,576.98. This equates to an Annual Percentage Rate (APR) of 19.33%

Getting a Loan

Privacy Declaration
Fees and Interest Rates
Responsible Lending Code
Disclosure Statement
FAQ’s

Quick Links

Loan Calculator
About Loansmart
Loans
Guides

Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

Address:
Loansmart,
33 Broadway,
Newmarket,
Auckland 1023

Loans Auckland
Loans Hamilton
Loans New Plymouth

footer icon

Loans Wellington
Loans Christchurch
Loans Dunedin

Email:
enquiries@loansmart.co.nz

Phone:
0800 255 155

© Loansmart Limited

Facebook-f Instagram Linkedin-in Twitter Tumblr Youtube Wordpress

Website by Digital Stream

Popular Searches: Loansmart Online Loans, Low Cost Bad Credit Loans, Affordable Debt Consolidation Loans, Types Of Personal Loans