8:00AM to 5:30PM Weekdays

“

Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara

We Make It Easy

Rates From 9.95%*

We Say Yes More Often

Category: Credit Scores

Name: Loansmart
Address: 33 Broadway, Newmarket, Auckland, 1023, New Zealand
Telephone: 0800 255 155
Price range: $1,000 to $50,000 in loans
Rating: 5

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

7 Things You Must Know To Improve Your Credit Score

Check out our handy infographic to learn about the 7 best ways to improve your credit score.

July 28, 2021

Ultimate Guide to Improving Your Credit Score

So you’ve got a credit score that needs improvement. Don’t despair, the good news is that your credit score isn’t forever. Every five years your

July 23, 2021

Why You Should be Checking Your Credit Report

Looking to Apply for an Online Loan? Before applying for an online loan, be sure to check your credit report as this will impact your

June 14, 2021

Need help with your Online Loan?

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*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply.

Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%

Getting a Loan

Quick Links

Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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