Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!
When it comes to taking out a personal loan, it’s important to understand interest rates and how they affect the total amount you will pay for the entire loan…
When an unexpected expense pops up or an opportunity arises that you simply can’t ignore…
When life throws you an unexpected financial curveball or you need a boost to achieve your next big goal…
When time isn’t on your side, fast loans can be a lifesaver. Whether it’s an urgent medical expense…
Taking on debt is a significant decision, so it’s important to make sure your lender is trustworthy and is looking out for your best interests…
If you’re looking for a personal loan but you don’t have a credit score, you may be finding it hard to borrow money…
Short-term loans are a lending option for people who need a bit of cash in a hurry.
If you need cash in a hurry, you need a lender that can give you a solution without any fuss. Loansmart specialises in providing super
If you’re searching for things like “no credit check loans online instant approval”, you may have a bad credit score and need money urgently. Your
If you need to borrow money, using a loan broker can be a good way to ensure you’re getting a good deal…
*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply.
Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%
Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.
1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.
2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.
3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.
4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.
