Two Clients, Two Big Wins – And It All Started With Small Loan Requests
Sometimes our clients come to us for something small – but with the right advice and a smart lending solution, we can help them achieve so much more. This month’s stories show how looking at the bigger picture can turn a simple loan request into a game-changing outcome.
Case Study #1 -Sarah’s Gift of a Lifetime for Mum & Dad
The Need
Sarah had one big goal in mind – surprising her parents with an overseas holiday for their wedding anniversary. She’d been saving bit by bit, but it wasn’t adding up fast enough.
When she approached her bank for a top-up loan, she hit an unexpected roadblock—an old power bill default from years ago meant they declined her outright.
The Challenge
That one default was holding Sarah back, even though she had steady income and a solid plan for repayments. This is the unfortunate reality of credit history: sometimes one little mistake can come back to bite you, even if you’re now back on track.
For Sarah, without a lender willing to look at the full picture, she couldn’t make her dream happen.
The Solution
Sarah came to Loansmart, and her advisor spotted a way forward. By using her car as security, we were able to:
- Pay off the old default in full
- Unlock the funds she needed for the trip
- Get it all sorted quickly with one simple loan
Shortly after we arranged her loan, Sarah had everything lined up—parents’ tickets booked, accommodation secured, and a big smile on her face. She loved that we looked past a black mark from the past and focused on what was possible now.
This is what Loansmart does best: finding creative solutions to financial problems. We believe in second chances, which is why we work with our network of high-quality, low-cost lenders to find great solutions for our clients.
Case Study #2: Emmett's All-in-One Loan Win
The need
Emmett reached out to Loansmart for a quick $1,500 loan to fix his car. Without it, getting to work would have been impossible. As a shift worker, he often needed to travel to work at night when public transport just wasn’t an option.
The challenge
While processing his application, his Loansmart advisor noticed something bigger – Emmett was juggling a pile of separate debts, each with different due dates and interest rates. His weekly repayments were adding up to more than they needed to.
The solution
Instead of just approving the $1,500, we looked at the big picture. Sometimes, clients like Emmett – who have a lot of smaller debts – don’t need another small loan; they need to consolidate their debt into one loan that simplifies their repayments and helps them lower their borrowing costs.
That’s exactly what we did for Emmett. We arranged approval for a $50,000 loan that:
- Paid off all his existing debts
- Gave him the funds to repair his car
- Covered extra cash for a trip later in the year
- Reduced his weekly loan repayments by $200
Emmett couldn’t believe it—he didn’t think borrowing that much was even an option. Now he’s driving to work stress-free, has his travel plans locked in, and enjoys one easy repayment instead of many.
Do you have a sticky financial problem you just don’t know how to solve? Get in touch with our friendly team today for a free loan consultation. We’ll have a chat with you about your situation and help you find a positive solution.
