When It’s Important We never know when an emergency or mishap can arise that requires some fast cash. Often any savings you have is not readily accessible, and it might not be enough. An emergency loan can provide quick finance in these types of situations: Uninsured car repairs Mechanical repairs Uninsured house repairs Bills to …
How it Works We do not offer short term loans, all Loansmart loans are for terms of six to sixty months. Our current personal loan interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR of 29.95%. the rate offered will depend upon your credit history, security offered and your overall credit …
* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.
Example: A loan of $5,000 over 24 Months at 9.95% has fees totaling $495 and a total repayment of $6442.56 which equates to 24 monthly payments of $268.44 including the monthly admin fee.
We are a NZ registered Financial Service provider – FSP Number 7461 and member of Financial Services Complaints Ltd – our FSCL Number is 617.
*Rates of 8.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months.
