- Elijohn
Smarter Loans >>> Faster
Bad Credit Debt Consolidation Loans
Are you borrowing money to pay off other debts? Do you have bad credit? If so, then a bad credit debt consolidation loan is most likely the best option for you.
- Pay off overdue bills
- Get a fairer interest rate
- Spread payments out over a longer period
- Make one affordable payment when you get paid
Take control of your debt and give yourself a bit of wriggle room. With only one payment to make each time that you’re paid, budgeting becomes a lot easier and you can save on fees and interest rates.
We care about our clients
If you’ve struggled with paying bills in the past, the last thing we want to do is put you under more stress. Instead, we help by finding a repayment solution you can afford, with fairer fees and lower interest rates.
Giving yourself a bit of ‘wriggle room’ can help ensure you don’t miss repayments in the future, so you can rebuild your credit score!
give yourself a bit of wriggle room
How much interest will I pay on a bad credit debt consolidation loan?
If your credit score is poor, you may pay a higher interest rate therefore repayment amount and life of the loan will differ. But credit scores can be improved, and it often doesn’t take long. If you focus on meeting your monthly repayments on time, you can turn it around.
But it starts with ensuring you’re not paying more in loan costs than you need to. Getting the most affordable loan for you is the best place to start.
We don’t want to set you up to fail, so we work hard to find you smarter, more affordable options. In about 10 minutes you’ll have a good idea of what your options are.
Apply online today or give us a call on 0800 255 155.
Smarter Loans >>> Faster
We Get To Know You
Once we have a good understanding of your personal situation and goals, we start to explore options. We look outside the box and go the extra mile to provide smart solutions, which is why we’re called Loansmart!
To provide you with the best lending experience we
Move fast
*Subject to responsible lending checks and lending criteria.
Make it easy
Make it enjoyable
Make it affordable
Get a fairer deal, faster from a professional team that cares
Applied elsewhere but been declined?
Loansmart can provide more options than other lenders.
With more options, you have more chance of getting your loan approved.
Why Loansmart
We Say Yes More Often
More Options Tailored For You
Interest Rates From 9.95%*
*Subject to credit criteria and the credit profile of the applicant.
Longer Repayment Options
Faster Approval Process
*Subject to responsible lending checks and lending criteria.
Same Day Payment*
100% Easy, Online Process
Borrow up to $75,000 Unsecured or more with a Secured Loan
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!
*Subject to responsible lending checks.