- Peti
Smarter Loans >>> Faster
How To Apply For A Personal Loan
Want to know how to apply for a personal loan? We’ve summarised the loan application process in 7 easy steps. It’s fast and easy to apply for a personal loan with Loansmart. No complicated forms, trips to the bank or the need to scan and upload bank statements. You could have funds in your account today or tomorrow. Learn the loan process so you know what to expect.
How quickly can I get a loan?
1. Apply online in just a couple of minutes.
2. Provide us with a photo ID & recent bank statements. This is done online quickly, easily & securely.
5. 1-2 hours later* we present our options and you tell us which one you prefer.
6. Loan documents are sent through for you to be signed online.
7. Funds can be deposited into your account on the same day.
*Subject to responsible lending checks & lending criteria
Helpful, professional and fast - we jump through hoops so you don’t have to!
You’ll be assigned a Personal Loan Consultant who will help you through the process,
so there are no delays getting the funds to you.
Smarter Loans >>> Faster
But we don’t stop there
Your Personal Loan Consultant is with you for the duration of your application. If you have any questions, or your circumstances change, give them a call. Having a Personal Loan Consultant means you don’t need to explain your situation every time you get in touch with us. This way we can provide a faster, more responsive service.
To provide the very best Loan experience we
Move fast
*Subject to responsible lending checks and lending criteria.
Make it easy
Make it enjoyable
Make it affordable
Get a fairer deal, faster from a professional team that wants to help you
Need More reasons to choose us?
Once you’ve applied for a loan with Loansmart, you can sit back and let us take care of the process for you. Our professional team will keep you in the loop so you know exactly where you’re at with your application.
We work fast, so you get your loan approved faster. Once your loan is approved, and final steps completed, you can receive payment that day or overnight*!
*Subject to responsible lending checks.
Taking out a loan is a big step. Our team genuinely cares and works hard to get your loan approved while also taking the time to find better options for you.
Providing smarter loan solutions is what we do best.
Read our 5 Star reviews to learn about the extra effort we put in for each and everyone of our clients.
There are two types of lenders – ‘High Cost’ and ‘Low Cost’. By definition anyone who charges more than 50% is a high cost lender. All our loan providers are low cost lenders with interest rates between 9.95% to 35.50%. The interest you pay depends on the amount borrowed, your personal circumstances and credit history.
Get A Free Loan Assessment
Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.
Benefit from fairer terms, fees, interest rates and a team that cares.
Why Loansmart
We Say Yes More Often
More Options Tailored For You
Interest Rates From 9.95%*
*Subject to credit criteria and the credit profile of the applicant.
Longer Repayment Options
Faster Approval Process
*Subject to responsible lending checks and lending criteria.
Same Day Payment*
100% Easy, Online Process
Borrow up to $75,000 Unsecured or more with a Secured Loan
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!
*Subject to responsible lending checks.
