At Loansmart, we’re more than just a loan company – we’re your guide to intelligent borrowing. Our team goes above and beyond to find smart solutions tailored to your goals. Our mission is to empower you with the knowledge and resources you need to make informed, smart loan choices.
Explore our user-friendly guides and if you need further assistance, we’re just a phone call away. Because it’s not just about getting a loan, it’s about being loan smart.
Smarter Loans >>> Faster
Become Money Smart With Loansmart
What you’ll learn
Discover the factors that influence your credit score, and unlock actionable tips on how to improve it. Packed with practical and straightforward advice, this guide will help you take control of your financial health so you’re in peak performance!
Resources
- How to Stay on Top of Your Finances During a Cost-of-Living Crunch
- Signs It’s Time to Consolidate Your Debts
- Is It Better to Save or Pay Off Debt First?
- Smarter Wedding Finance: How to Fund Your Big Day Without the Stress
- 5 Common Money Mistakes and How to Avoid Them
- How To Get Debt Down Faster Without Sacrificing Your Lifestyle – A Checklist
What you’ll learn
When it comes to borrowing, you have lots of choices. But the differences between loans and lenders can be huge. Fees, interest rates, customer service, terms – they’re all important. We’ve got checklists, tips, and guides to help you pick the right lender.
Resources
- 7 Ways to Use a Personal Loan For Home Improvement
- How Loansmart Makes Getting a Loan in NZ Easier
- Should You Use a Loan for a Holiday? Pros and Cons
- How a Small Business Financing Loan Can Help You Scale Faster
- The Hidden Benefits of Quick Cash Loans in Tough Situations
- How to Choose a Loan Provider
What you’ll learn
Get the latest stats on credit health in NZ including demand for loans and personal loan defaults. Loansmarts shares their statistics and insights on what is happening in the world of personal lending.
Resources
- 478,000 Kiwis Behind On Repayments; High Financial Hardship Cases Persist
- Financial Hardship Grows as Arrears Hold Steady
- Loan Arrears Still a Big Concern for Kiwi Households
- Mortgage Arrears Hit 8-year High As Kiwis Seek Faster, Smarter Financial Solutions
- OCR Drops Not Enough To Give Borrowers Relief – Arrears On The Rise
- More Kiwis Falling Behind On Car Loan Repayments
What you’ll learn
Real people, real journeys. Discover how others have used Loansmart to tackle debt, fund big plans, or get back on track. These stories are honest, helpful, and packed with lessons you can use in your own money journey. See how they did it.
Tools and Calculators
What you’ll learn
Here are some quick and easy calculators to see how much you could save if you consolidated your loans and how much you might owe if you took out a new loan.