At Loansmart, we’re more than just a loan company – we’re your guide to intelligent borrowing. Our team goes above and beyond to find smart solutions tailored to your goals. Our mission is to empower you with the knowledge and resources you need to make informed, smart loan choices.
Explore our user-friendly guides and if you need further assistance, we’re just a phone call away. Because it’s not just about getting a loan, it’s about being loan smart.
Smarter Loans >>> Faster
Become Money Smart With Loansmart
What you’ll learn
Discover the factors that influence your credit score, and unlock actionable tips on how to improve it. Packed with practical and straightforward advice, this guide will help you take control of your financial health so you’re in peak performance!
Resources
- Hidden Money Drains: 6 Subscriptions You Probably Forgot You’re Paying For
- The Real Cost of Being Late: How Small Fees Add Up to Big Losses
- This One Move Could Unlock Thousands by December
- Smart Ways to Budget for Big Life Events: Weddings, Babies, and First Homes
- How To Increase Your Credit Score in 6 Months
- How to Stay on Top of Your Finances During a Cost-of-Living Crunch
What you’ll learn
When it comes to borrowing, you have lots of choices. But the differences between loans and lenders can be huge. Fees, interest rates, customer service, terms – they’re all important. We’ve got checklists, tips, and guides to help you pick the right lender.
Resources
- The Pros and Cons of Secured vs Unsecured Loans
- Car Loans NZ: Why a Car Loan Might Be Smarter Than Paying Cash
- 7 Ways to Use a Personal Loan For Home Improvement
- How Loansmart Makes Getting a Loan in NZ Easier
- Should You Use a Loan for a Holiday? Pros and Cons
- How a Small Business Financing Loan Can Help You Scale Faster
What you’ll learn
Get the latest stats on credit health in NZ including demand for loans and personal loan defaults. Loansmarts shares their statistics and insights on what is happening in the world of personal lending.
Resources
- On the Road to 1,000 Reviews: 17 Years of Loansmart, Told by Our Customers
- Arrears Still Rising: 480,000 Kiwis Behind on Payments
- 478,000 Kiwis Behind On Repayments; High Financial Hardship Cases Persist
- Financial Hardship Grows as Arrears Hold Steady
- Loan Arrears Still a Big Concern for Kiwi Households
- Mortgage Arrears Hit 8-year High As Kiwis Seek Faster, Smarter Financial Solutions
What you’ll learn
Real people, real journeys. Discover how others have used Loansmart to tackle debt, fund big plans, or get back on track. These stories are honest, helpful, and packed with lessons you can use in your own money journey. See how they did it.
Resources
Tools and Calculators
What you’ll learn
Here are some quick and easy calculators to see how much you could save if you consolidated your loans and how much you might owe if you took out a new loan.