Loansmart
Fees and Interest Rates
Your Personal Loan Consultant will help to arrange a loan option for you based on your needs & goals. The rates & fees applicable are based on multiple factors which we will cover below:
1- Interest rates start from 9.95%, these are set by the loan provider when they approve the application.
2- It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us. This fee is up to 5% of the loan amount plus $245, to a maximum of $995 for unsecured loans (GST exclusive). For secured loans the calculation is the same, but the maximum fee is $1995 (GST exclusive)
3- The Loansmart fee will be notified to you before you enter into a loan. The fee can be added to the new loan that is being arranged, or paid directly to us before the funds are advanced.
Other websites that can assist you with borrowing money:
If you have any queries with regards to the above, please contact us on 0800 255 155 or email enquiries@loansmart.co.nz.
Get A Free Loan Assessment
Loansmart is highly reputable in the personal lending industry and has been providing services since 2008. Our experienced lending specialists work hard to get you the best deal.
Benefit from fairer terms, fees, interest rates and a team that cares.
Why Loansmart
We Say Yes More Often
More Options Tailored For You
Interest Rates From 9.95%*
*Subject to credit criteria and the credit profile of the applicant.
Longer Repayment Options
Faster Approval Process
*Subject to responsible lending checks and lending criteria.
Same Day Payment*
100% Easy, Online Process
Borrow up to $75,000 Unsecured or more with a Secured Loan
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!
*Subject to responsible lending checks.
