8:00AM to 5:30PM Weekdays

“

Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara

We Make It Easy

Rates From 9.95%*

We Say Yes More Often

Category: Tips

Name: Loansmart
Address: 33 Broadway, Newmarket, Auckland, 1023, New Zealand
Telephone: 0800 255 155
Price range: $1,000 to $50,000 in loans
Rating: 5

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Loansmart Becomes First Loan Broker to Join Financial Services Federation

Loansmart is proud to announce that it has become the first loan broker to join the Financial Services Federation (FSF)…

April 6, 2023

Spotlight on Debt Consolidation: The King Family

How debt consolidation can help even if you have a less than perfect credit score…

April 4, 2023

Choosing a lender: One thing you may not know

Loansmart is a proud member of the Financial Services Federation (FSF). This accomplishment speaks volumes about our dedication to responsible lending practices…

March 27, 2023

How to Choose a Lender

Your choice of lender is an important one. What is a good deal? Here are 7 things to look for when choosing a loan.

January 26, 2023

How To Improve Your Financial Position During Lockdown

Do you have two or more loans? Are you having trouble meeting your repayments? If so, a debt consolidation loan could be a good option for you.

September 15, 2021

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*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply.

Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%

Getting a Loan

Quick Links

Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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