Look at that, it’s only five weeks to Christmas – where did 2020 go? You’ve still got plenty of time before Xmas gets here, so why not sort some finance now so you can go shopping early and avoid the panic in the malls.
Need money today? Loansmart can provide Same Day Loans to those in employment and who have regular income paid into their bank account. How quick is the process? Well, our online application form can be completed in as little as 3 minutes and you can fill it out using your phone or tablet.
Whatever financial need you have, our quick loans are available now, online – apply anywhere in NZ on any device. What do you need some finance for? Apply online today, get approved and the funds will be paid to your bank account that day!
Great Low Interest Loans – our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.
We never know when something arises that requires one of our quick online loans. Often any savings you have is not readily accessible, and it might not be enough. Our online loans can provide finance in these types of situations.
When you need money – Loansmart provides all sorts of finance for Kiwi’s both secured and unsecured personal money loans for just about anything. As one of New Zealand’s most trusted lenders, we understand that everyone and every situation is different.
* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.
Example: A loan of $10,000 over 60 Months at 9.95% has fees totaling $495 and a total repayment of $13,254.00 which equates to 60 monthly payments of $220.90. This equates to an Annual Percentage Rate (APR) of 12.05%
1. We are a NZ registered Financial Service provider – FSP Number 7461 and member of Financial Services Complaints Ltd – our FSCL Number is 617. 2. * Rates of 8.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months. 3. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through Loansmart are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.”