0800 255 155
8:00AM to 5:30PM Weekdays
Apply Now
Get My Loan Today
Get My Loan Today    
Apply Now
“
Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara
icons-3
We Make It Easy
icons-1
Rates From 9.95%*
icons-2
We Say Yes More Often

Category: In the News

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Need help with your Online Loan?

Get in touch today!

Call Us

8:00am - 5:30pm Weekdays
0800 255 155

See FAQs

Click here for answers to our
commonly asked questions

*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply. 

Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%

Getting a Loan

Quick Links

Loansmart Limited is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

Financial Services Federation logo

1. Loansmart Limited (FSP #7461, trading as Loansmart) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application with Loansmart. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

© Loansmart Limited
Facebook-f Instagram Linkedin-in Twitter Tumblr Youtube Wordpress
Website by Digital Stream

Popular Searches: Loansmart Online Loans, Low Cost Bad Credit Loans, Affordable Debt Consolidation Loans, Types Of Personal Loans