10-Mar

Why Loansmart?

Why Loansmart?

Easy Online Application For starters, we have a 100% online application process. Apply now, in less than five minutes or tomorrow – apply where you want, at your desk, on the run, coffee in one hand and phone in the other – on your terms. Tell us a little about your circumstances so we can customise a great rate for…

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9-Dec

Get smart with a Loansmart personal loan

Get smart with a Loansmart personal loan

Smarten Up Smarten up your finances with a Loansmart personal loan for virtually anything you need: Christmas shopping New car Debt consolidation Home improvements Same day loans Small business start-up funding Special occasions In most cases, funds can be in your account within 24 hours of your applying. It takes around 3 to 5 minutes to apply for a ‘get…

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18-Oct

100% Kiwi Owned & Operated

100% Kiwi Owned & Operated

Proud NZ Owned Loansmart is a proud New Zealand owned company employing 15 staff providing personal loans to thousands of Kiwi’s. When you do business with us, not only are you in good hands, you’re dealing with a Kiwi owned business who pays taxes and employs people here in New Zealand. We also give to numerous charities throughout the year…

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20-Sep

All we do is loans – unlike the banks

All we do is loans – unlike the banks

Better Financing Have you ever wondered why banks are so keen to sell you insurance in addition to their other products? There’s an old saying, “don’t get your bacon where you make your dough” – similar can be said for why you don’t have your savings and credit facilities with the same bank. It’s an industry term called ‘ring-fencing’, the…

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5-Sep

Secured Loans – v – Unsecured Loans

Secured Loans – v – Unsecured Loans

What’s the difference? Let’s talk about unsecured loans first – this is when there’s no need for you to provide any security or collateral for a loan. Normally the amount you can borrow is less and the interest rate charged is slightly higher than a secured loan. With a secured loan however, you can typically borrow more and at a…

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We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

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