9-Dec

Get smart with a Loansmart personal loan

Get smart with a Loansmart personal loan

Smarten up your finances with a Loansmart personal loan for virtually anything you need: Christmas shopping New car Debt consolidation Home improvements Same day loans Small business start up funding Special occasions In most cases funds can be in your account within 24 hours of your applying. It takes around 3 minutes to apply for a ‘get smart’ personal loan…

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1-Nov

Why Loansmart?

Why Loansmart?

For starters we have a 100% online application process. Apply now, in five minutes or tomorrow – apply where you want, at your desk, on the run, coffee in one hand and phone in the other – on your terms, tell us a little about your circumstances so we can customise a great rate for you – no uncomfortable face-to-face…

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20-Sep

All we do is loans – unlike the banks

All we do is loans – unlike the banks

Have you ever wondered why banks are so keen to sell you insurance in addition to their other products? There’s an old saying, “don’t get your bacon where you make your dough” – similar can be said for why you don’t have your savings and credit facilities with the same bank. It’s an industry term called ‘ring-fencing’, the more products…

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5-Sep

Secured Loans – v – Unsecured Loans

Secured Loans – v – Unsecured Loans

What’s the difference? Let’s talk about unsecured loans first – this is when there’s no need for you to provide any security or collateral for a loan. Normally the amount you can borrow is less and the interest rate charged is slightly higher than a secured loan. With a secured loan however, you can typically borrow more and at a…

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We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

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