So fast, effective and helpful! No hassles and didn’t ask too many questions.”

- Tasi
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

It only takes 3 minutes

Apply for a Loan Now

How Much Money Do You Want?

No hoop jumping required

Get sorted today!

Our team focuses on your needs and provides fast solutions, without making you jump through hoops. You can apply online or over the phone, whichever you prefer.

Loansmart is 100% New Zealand owned and operated. No matter where you are in the country we can assist you to get back on track, get ahead and get sorted. Talk to a team that cares, works hard to get your loan approved faster, with fairer terms and more options too.

Most loans can be approved in 1 – 2 hours if we have all the information we need. If your documents are e-signed by 3pm on a business day, Loansmart will deposit funds in your account the same day. Depending on your bank, you’ll receive funds that day or overnight.

If you’d like to talk through the loan application process with someone over the phone, call us on 0800 255 155. One of our friendly and helpful consultants is standing by to take your call.

Call and connect with a lending specialist right away. We always ensure we have enough team members available to take your call, so you don’t have to wait.

Once you’ve applied for a loan with Loansmart, you can sit back and let us take care of everything for you. Our professional team will keep you in the loop so you know exactly where you’re at with your application. We work fast, so you get your money sooner. Learn more about our application process.

Our team genuinely cares and wants to help. Tell us what you want to achieve and we’ll come up with a lending solution for you. It costs nothing to give us a call. In around 10 minutes, you’ll have a good idea of your options and what we can achieve for you.

Loansmart can provide more options than other lenders. With more options, you have more chance of getting your loan approved. See what we can do for you. Apply online now or give us a call.

Get a smarter loan - faster from a
professional lender that genuinely cares


Highly reputable finance

Highly reputable finance company that's been lending since 2008.

Experienced lending specialists

Experienced lending specialists work in your best interest.

Fairer terms

Fairer terms, fees and interest rates.

get your loan approved

Loansmart has been helping New Zealanders with their borrowing needs since 2008. Talk to a team that cares and works hard to get your loan approved, and provide you with more options too.