Vehicle Repairs

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Vehicle Repairs

How Much – Arrrrgh!

Visiting a mechanic for vehicle repairs can feel like the dentist, particularly when they tell you how much it’ll cost!

So you’ve had a quote to fix your car and it is way out there.  If this is the case but you’re short on funds, talk to us today for a vehicle repairs loan.

Every month Loansmart helps a lot of Kiwi’s get back on the road with vehicle repairs loans – it’s what we do.

At the same time, you could add a bit extra and sort some other financial obligations.

Simply complete our 3 to 5 minute application form to get started.

Apply Today!

Tips with Vehicle Repairs Mechanics

  • Ask for recommendations, years in business, warranties offered, licenses, and the type of equipment used. Look for a clean garage. A floor cluttered with empty oil cans, worn tires, and dirty rags is a red flag.
  • Never sign a blank authorization form. Always get a signed work order with a specific estimate for each job and warranties that apply.
  • It’s nuts to take a car with engine problems to a shop without a good engine analyzer and scan tool. Any car mechanic who says “I don’t need fancy equipment” should be avoided.
  • Get a second opinion and don’t tell the next mechanic what the first diagnosis and price was.
  • If a car mechanic offers to change your timing belt and water pump, question how long the job will take. Some will charge you double the labour even though the second task is essentially done once the belt is removed.
  • Have your car test-driven. A good test-drive is just as important as a regular service—it might mean the difference between simply needing brake pads and having a complete rotor replacement.
  • Good mechanics, like good customers, are hard to find—communication is key. A good car mechanic will explain repair phases and give you choices.
  • Go early in the workweek. Don’t bring your car in on Friday afternoon, because the mechanics might rush the job to get out for the weekend.
  • Beware of false promises. Watch out for ads promoting $100 brake jobs. No mechanic can make money on that. This is designed to get you in the door and then you might find they will find a lot more so called problems – a second opinion would be vital in this regard.
  • You may be inclined to support a small local shop rather than a massive dealer for your vehicle repairs, but keep in mind that dealers often have access to resources that the small shops don’t. Charles, a car mechanic at a Volkswagen dealer, says, “There are a lot of resources we have access to that an independent place wouldn’t…A small shop isn’t going to spend $15,000 a year [for that data].” While local shops are great, just be aware that some model-specific information may not be available to them.