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Do you have two or more loans? Are you having trouble meeting your repayments? If so, a debt consolidation loan could be a good option for you.
Do you have two or more loans? Are you having trouble meeting your repayments? If so, a debt consolidation loan could be a good option for you.
Do you have two or more loans? Are you having trouble meeting your repayments? If so, a debt consolidation loan could be a good option for you.
Do you have two or more loans? Are you having trouble meeting your repayments? If so, a debt consolidation loan could be a good option for you.
* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.
Example: A loan of $10,000 over 60 Months at 9.95% has fees totaling $495 and a total repayment of $13,254.00 which equates to 60 monthly payments of $220.90. This equates to an Annual Percentage Rate (APR) of 12.05%
1. We are a NZ registered Financial Service provider – FSP Number 7461 and member of Financial Services Complaints Ltd – our FSCL Number is 617.
2. * Rates of 8.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 84 months.
3. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through Loansmart are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
4.An establishment Fee of $195 to $495 will apply to loans through Loansmart where Loansmart is the lender. Brokered loans will have a broker fee charged which varies between lenders and will be discussed with you. These fees are added to your loan amount and paid to us by the provider unless you wish to pay direct.
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PRIVACY AUTHORISATION: FINANCE APPLICATIONS
Privacy Act 2020 – Loansmart Ltd is committed to protecting your privacy and maintaining security of the information you provide to us. We abide by the laws relating to privacy and safeguarding of information.
Privacy Act 2020 – Personal Information Notice and Declaration
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Privacy Act Acknowledgement, Authorisation and How the Information Will Be Used by Loansmart Ltd
If you apply for finance through us, we will share the personal information you give to us with one or more potential lenders. If we do so, those lenders may use your information in order to:
In order to do those things, those lenders may disclose your personal information to, and collect personal information about you from, certain third parties, including:
If a lender discloses the fact that you have applied for finance to a credit reporter, you agree that the credit reporter may keep that information and disclose it to its customers (which may include disclosing it to other lenders from whom you apply for finance in the future). You can ask credit reporters for a copy of any credit information they hold about you and to update it, if necessary. More information is available at https://www.privacy.org.nz/privacy-act-2020/codes-of-practice/crpc2020/.
Personal Property Securities Act 1999
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