Car Loans – get moving

Need a Car Upgrade?

With Level 2 now a reality, there ‘s been an increase of cars now on the market through Trade Me and the like.

Is it time for a bargain? Get yourself a pocket full of cash to get the best deal with one of our car loans.

With our Car Loans, we’ll finance you into a new set of wheels so you can get from A to B in no time at all.

Whether it’s your first car, a vehicle for the whole family or securing your dream ride, we want to help you get just what you want.

Financing your vehicle is simple and easy with Loansmart for Car Loans, which offers flexible terms and tailored interest rates tailored to suit you.

Get approved with our Car Loans

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

Apply online today!

Apply Now

We have a range of secured and unsecured personal loan interest rates – the actual rate charged will depend on your financial circumstances.

Choosing the car you’d like to buy

Research is Key

Understand what you can get for your money and shop around for deals. Knowing what you should pay may help you negotiate a better deal when it comes to buying your car.

Take a look at some Automobile Association New Zealand car reviews here.

Pre-purchase inspections

Before you buy a used car, have a mechanic check it over thoroughly, or take it to the Automobile Association or VINZ, they both offer a vehicle inspection service.

Make sure there is no money owing on the car

Checking the Personal Property and Securities Register (PPSR) to make sure the car doesn’t have any money owing on it is very important – as part of Loansmart New Car Loans service, we do this for you.  Also, check it hasn’t been registered as a stolen car on the New Zealand Police website.

New Car Loans
New Car Loans