23-May

Motor Finance

If it’s got a Motor…

… we can finance it

Is your old mode of transport falling apart or you just need something a bit more practical?

We finance 1,000’s of people into car upgrades every year – it’s what we do.

If you need some cash to go car hunting, then talk to us today.

Apply Now

When you go looking have a checklist ready like the one we’ve prepared for you here.  This might save you from buying a lemon.

A brief excerpt of what’s in the checklist is below:

Paperwork

Valid warrant of fitness – A vehicle sold by a dealer must have a warrant of fitness less than one-month-old. Private sellers can sell without a warrant, provided the car is clearly identified for sale “as is where is”.

Consumer information notice (CIN) – A dealer (but not a private seller) is required to attach a CIN to every motor vehicle for sale and you must be given a copy if you buy the car.

No outstanding debts – If you buy privately, your car could be repossessed if there are any outstanding debts on it. Use a vehicle history checking service, such as CarJam, to find if the car is debt-free. A registered motor vehicle dealer must disclose any security interest on it for outstanding finance payments.

Confirmed ownership – The certificate of registration lists the current registered owner of the car. This should be the company or person – either dealer or private – you’re buying the car from. If you’re in any doubt, check with the police.

Sale agreement –  If you’re buying from a dealer, it must provide you with a written sale agreement that you’ve signed. Don’t sign an agreement until you’ve read and understood all the clauses.

And much more – download the checklist.

Motor Finance – It’s What We Do

Apply online today and one of our consultants will be in touch with you during business hours Monday to Friday.

Apply Now

 

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We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

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