Loans Loans Loans

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Loans and general personal loan finance

All we do is Loans

Our personal loans are available for any financial purpose you need.

Personal loans from Loansmart is finance borrowed that is paid back in line with the frequency of your pay period, which can be weekly, fortnightly, or monthly, over a maximum five-year loan term at an interest rate that is fixed for the term of the loan.  All our loans are specifically tailored to each applicant.

(The interest rate that applies to your loan will be based on a variety of factors including your current circumstances, credit history, any security you can provide etc).

    • Apply online in less than five minutes, it’s seriously that easy!
    • Get your money, in many cases, the same day if you apply on a business day morning 🙂
  • Fixed interest rates for the term of your loan – no hidden surprises…
  • Affordable repayments in line with your earnings.

All you have to do is decide how much you need (use our calculators) and apply online.

Apply Now

Personal loans for anything

  • Emergency loan, dental/vet bills
  • Education loans for a course
  • Moving house loans, movers and bond loan
  • Funeral costs, when you need to contribute
  • Holiday, honeymoon or wedding coming up
  • Consolidate your debt into one easy payment
  • Home Improvements and DIY jobs around the home
  • Need a new vehicle to get from A to B
  • None of our business loan…

How Much Can I Borrow

Your interest rate depends on the amount borrowed, your personal circumstances and credit history. The interest rate and repayment amount remain the same for the life of the loan.

And you can choose a repayment plan that suits you best, with flexible monthly, weekly or fortnightly payment options available – great for varying pay cycles and existing arrangements.

At Loansmart, we understand the many challenges life can throw your way, so that’s why we’ve worked hard to create a suite of solutions that can help out. With several online calculators available, we’ve made choosing personal loans an easy experience.

Whatever you need simply apply online.

Apply Now