19-Nov

Home Improvement Loans – Renovation Loans

At Loansmart we empower and encourage creative dreams. That’s why we offer home improvement loans so your thoughts become a reality, in a simply smart kind of way.

Before you get started with your next project, check out this brief step-by-step outline. It’ll help you plan, save, and get your home improvement project done on time so you can enjoy the experience!

Step 1: Use Your Vision as Direction

You have a unique vision for your dream home, stick to it! This vision will fuel your project and keep you excited throughout the process.  We’ll take care of the home improvement loans process.

Step 2: Set a Budget

Home improvement loans are a solid investment with the end result adding value to your home. Have a good hard look at what it will take to complete your project (including materials and labour). If you think you’ll need a little extra cash for your renovations, apply for a home improvement loan with us. Loansmart offers quick and easy personal loans, which you can use to create your vision.

How our home improvement loans work

Curious about how you can fund your exciting home improvement project? It all starts with a simple online application! Take a few minutes to figure out how much you might need for your project, then enter that number into our loan calculator. It’ll let you know how much your monthly payments and your interest rates could be. Use this information to complete our easy online loan application (takes around 3 minutes to complete). We’ll get back to you about your approval within hours. There’s no obligation, or nasty hidden costs. The rest is up to you!

Step 3: Plan the Project

Without a deadline, home improvements can be weeks, even months longer than you expected. It’s easy to add a little here, do a little more there, and have the project blow out! That’s why it’s so important to create a realistic schedule for the project completion. To do this effectively, outline each phase of the project. Under each phase, make a list of the jobs that’ll help you complete each phase. Write down an estimate for how long each job will take. Take a look at your schedule and pencil in each job on days when you have some free time. Remember to build in a buffer – often home improvements do take a little more time…

Step 4: Just do it!

Sticking to a schedule can be tough. However, when it comes to improving your home, it’s vital. Very quickly, a few days off-schedule can become a few weeks. Try to follow your project plan as best as you can. If your project starts to go more than a few days off schedule, consider hiring a trades-person for some of those more challenging tasks.

Step 5: Relax and Enjoy it!

Renovations and home improvements can represent new beginnings for you and your family! When your projects are finished, look around and tap yourself on the back because you completed something you love. Sit back, relax and enjoy your creative expression 🙂


Work out how much you need to enhance your home and apply online.