“

Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara

We Make It Easy

Rates From 8.95%*

We Say Yes More Often

Category: Unexpected

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Why Loansmart?

Easy Online Application For starters, we have a 100% online application process. Apply now, in less than five minutes – apply where you want, at

March 10, 2020

Car Repairs

Need a Tune-up? Did you forget to pay your insurance premiums and had a bit of a ding? Or is there a strange ticking noise

September 7, 2019

Funeral Loans

Apply Online Today Losing your loved one is a tragic experience and of course the financial expense following isn’t normally planned. So when it comes

August 30, 2019

Vehicle Repairs

How Much – Arrrrgh! Visiting a mechanic for vehicle repairs can feel like the dentist, particularly when they tell you how much it’ll cost! So

March 13, 2019

Annual unwanted Christmas gift sale underway

Bargains Galore Thousands of new Trade Me listings on Boxing Day By 9am on Boxing Day, Kiwis had listed nearly 3000 Christmas ‘pressies’ for sale on

December 27, 2018

Need help with your Personal Loan?

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8:30am - 5pm, Monday to Friday
0800 255 155

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* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.

Example: A loan of $5,000 over 24 Months at 9.95% has fees totaling $495 and a total repayment of $6442.56 which equates to 24 monthly payments of $268.44 including the monthly admin fee.

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Getting a Loan

We are a NZ registered Financial Service provider – FSP Number 7461 and member of Financial Services Complaints Ltd – our FSCL Number is 617.

*Rates of 8.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months.

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