Car Finance – New or Used

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Upgrade with our Car Finance

With our ‘Car Finance Loans’ we’ll finance you into a new set of wheels so you can get from A to B.

Whether it’s your first car, a vehicle for the whole family or securing your dream ride, we want to help you get just what you want.

Financing your new car is simple and easy with Loansmart for New Car Finance.  We offer flexible terms and tailored interest rates tailored to suit you.

Get approved with our New Car Loans

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

Our car finance loan application process is very fast, for example: apply online in the morning and we’ll most likely be able to give you confirmation if you’ve been approved by the afternoon.  Funds can often be paid the same day as well.

Apply online today!

Apply Now

We have a range of secured and unsecured car finance loan interest rates – the actual rate charged will depend on your financial circumstances.

Choosing the car you’d like to buy

Research is Key

Understand what you can get for your money and shop around for deals. Knowing what you should pay may help you negotiate a better deal when it comes to buying your car.

Take a look at some Automobile Association New Zealand car reviews here.

Pre-purchase inspections

Before you buy a used car, have a mechanic check it over thoroughly, or take it to the Automobile Association or VINZ, they both offer a vehicle inspection service.

Make sure there is no money owing on the car

Checking the Personal Property and Securities Register (PPSR) to make sure the car doesn’t have any money owing on it is very important.

As part of Loansmart New Car Loans service, we do this for you.  Also, check it hasn’t been registered as a stolen car on the New Zealand Police website.