Business is Business

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Cash Injection

Self-Employed, Start-Up – Business is Business

In business, there is an old saying, “Whoever has the gold, makes the rules” – you might have a boss who is making far too much whilst you’re continuing to slave away?

Do you have ideas and need a cash start to kick it off or you’re already self-employed but need a cash injection to ramp it up a bit.

These days there are plenty of small business ideas that just need a decent computer, mobile phone and a tidy set of wheels.  You might want to start a cafe or set-up an online operation, the choices are endless.  The only thing that stops us normally is a little start-up cash.  Or if your company is running already you might need new equipment perhaps.

Our small business loans might be the answer you need to get plans underway.

No queues, no appointments – simply apply online now, anytime, 24/7. You’ll be assigned a dedicated loan consultant – all our team offers the highest levels of customer service, ensuring you have the support and information you need.

Apply Now


  • 18 years or over
  • NZ resident (citizen/permanent residency)
  • Be earning, employment or self-employed

Quick Questions

How much will the interest rate be?

That all depends on your overall circumstances if you’ve got good credit your rate will be lower than someone with good credit for example.

Is this fully online?

The online application process is, but of course, a human does get involved at our end, call us old-fashioned. You’ll be assigned your very own consultant who will go through your loan application with you and obtain your ID and other information. You can also email your last two months’ bank statements if you have them, alternatively, we can send you a link to download and send your statements directly to us.

Who will see my application?

We treat your application confidentially and the only people who will see your application are Loansmart and any Finance Company that we send it to. All applications that do not proceed are securely destroyed.